1814 4th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 1814 4th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 3,775 sqft · built 2024
Lot Size	0.292 acres (12,750 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Nov 2022)
Tax Bill	$6,101 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Feb 2022 Sale
Flood Zone	Zone X (moderate risk)
APN	`10157.3995-9`

Property Details

APN / Parcel Number

Primary APN	`10157.3995-9`
Alternative APN	`3418181015739959`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	20 Plumbing Fixtures
Stories	1 Story
Building Area	3,775 sqft Living Area
Gross Area	5,876 sqft

Exterior

Year Built	Built 2024
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Lot Area	12,750 sqft (0.292 acres)
Lot Width	85 ft Width
Terrain	Low
Garage Type	Attached
Garage Area	1,221 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3418181015739959
Street Address	1814 4TH ST E
City	PALMETTO
State	FL
Zip	34221-2475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PL_PD-MU
Legal Description	LOT 199 SANCTUARY COVE PI#10157.3995/9
Legal Range	18E
Legal Township	34S
Legal Section	18
Legal Subdivision	SANCTUARY COVE
Legal Tract	1015700
Legal Block	1043
Legal Lot Number	199
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1022
Census Tract	1904

Owner

1814 4th St E is owned and occupied by an individual who bought it in November 2022.

Source: Manatee County records, as of November 26, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1814 4TH ST E, PALMETTO, FL 34221-2475
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Warranty Deed, Transfer · Conventional Mortgage WHITNEY BANK
Feb 8, 2022	Special Warranty Deed, Transfer BARNES WALKER TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2022 · Amount on File
Deed Sale	Nov 16, 2022 · Amount on File
Prior Sale	Feb 8, 2022 · Amount on File
Deed Document Number	202241137107
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Nov 16, 2022
Property Address	1814 4TH ST E, PALMETTO, FL 34221-2475
Document Number	0041137107
Map Reference	MB 54 PG 71
Instrument Date	Nov 14, 2022
Instrument	202241137107
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	BARNES WALKER TITLE INC

Transaction

Amount	Amount on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3980 BELLE VISTA DR, ST PETE BEACH, FL 33706-3812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39937 CHARLES TOWN PIKE, HAMILTON, VA 20158-3209

Mortgage

Document Number	0041137108
Date	Nov 16, 2022
Instrument	202241137108

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	Other
Max Rate	9.25%

February 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Feb 8, 2022
Property Address	1814 4TH ST E, PALMETTO, FL 34221-2475
Document Number	0041018136
Map Reference	MB 54 PG 71Y
Instrument Date	Feb 8, 2022
Instrument	202241018136
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	BARNES WALKER TITLE INC

Transaction

Amount	Amount on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	923 N PENNSYLVANIA AVE, WINTER PARK, FL 32789-2456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3980 BELLE VISTA DR, ST PETE BEACH, FL 33706-3812

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Palmetto City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,114,364 Land $276,250 Building $838,114	$1,114,364 Land $276,250 Building $838,114
2024	$6,101.00 (+5.33%)
2023	$5,792.00 (+79.26%)	$229,500 (+2%) Land $229,500	$229,500 (+2%) Land $229,500
2022	$3,231.00	$225,000 Land $225,000	$225,000 Land $225,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1814 4th St E in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 157 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	157 in force
Nearby Flood Claims	124 (1979–2024)
Most Recent Claim	Oct 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Oct 2024 · 72 claims Hurricane Idalia, Aug 2023 · 6 claims Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1814 4th St E is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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