Lorain County property record for 1815 W 40th St, Lorain, OH 44053 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1972 |
| Square Footage | 2,226 sqft Living Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $101,000 (2017) |
| Tax Bill | $3,036.00 (2025) |
Source: Lorain County records · APN 02-02-014-116-006
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1815 W 40TH ST, LORAIN, OH 44053-2636 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO |
| Aug 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO |
| Feb 24, 2017 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 24, 2017 · Amount on Record |
| Deed Sale | Feb 24, 2017 · Amount on Record |
| Prior Sale | Sep 24, 2012 · Amount on Record |
| Deed Doc Number | 2017000804 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1815 W 40TH ST, LORAIN, OH 44053-2636 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000832084 |
|---|---|
| Date | Aug 03, 2021 |
| Instrument | 2021-0832084 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1815 W 40TH ST, LORAIN, OH 44053-2636 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210832084 |
|---|---|
| Date | Aug 03, 2021 |
| Instrument | 2021-0832084 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 24, 2017 |
| Property Address | 1815 W 40TH ST, LORAIN, OH 44053-2636 |
| Document Number | 0000620187 |
| Map Reference | PB 22 PG 71 |
| Instrument Date | Feb 23, 2017 |
| Instrument | 2017-0620187 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $404.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000620188 |
|---|---|
| Date | Feb 24, 2017 |
| Instrument | 2017-0620188 |
| Name | AMERIFIRST FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,036.00 | $79,300 (%) Land $10,570 Building $68,730 | $226,580 (-) Land $30,200 Building $196,380 |
| 2024 | $3,036.00 (-11.92%) | $79,303 (+18.6%) Land $10,570 Building $68,733 | $226,580 (+18.6%) Land $30,200 Building $196,380 |
| 2023 | $3,447.00 (+0.91%) | $66,868 (%) Land $10,469 Building $56,399 | $191,050 (-) Land $29,910 Building $161,140 |
| 2022 | $3,416.00 | $66,870 Land $10,470 Building $56,400 | |
| 2021 | $191,050 Land $29,910 Building $161,140 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 1% of the US · above 4% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 02-02-014-116-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,226 sqft Living Area |
| 1st Floor | 1,554 sqft 1st Floor |
| Upper Floors | 672 sqft Upper Floors |
| Attic Area | 144 sqft Attic |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 11,326 sqft (0.26 acres) |
| Depth X Width | 148 ft x 76 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 480 sqft Garage |
| Deck Area | 275 sqft Deck |
|---|---|
| Patio Area | 36 sqft Patio |
| Porch | Open Porch |
| Porch Area | 120 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1815 W 40TH ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-2636 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | AMELIA MEADOWS ALLOT 76 X 148 |
| Legal Subdivision | AMELIA MEADOWS ALLOTMENT SUBDIVISION #1 |
| Legal Tract | 2 |
| Legal Block | 116 |
| Legal Lot Number | 8,7-9 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | LORAIN |
| Census Blockgroup | 2 |
| Census Block | 2027 |
| Census Tract | 23400 |
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