Lorain County property record for 1723 W 40th St, Lorain, OH 44053 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,491 sqft · built 1960 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Oct 1997) |
| Tax Bill | $2,234 (2025) |
| Deeds & Mortgages | Aug 2026 Construction Loan Nov 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02-014-116-010 |
| Primary APN | 02-02-014-116-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,491 sqft Living Area |
| Gross Area | 1,974 sqft |
| 1st Floor Area | 1,491 sqft |
| Basement Area | 1,260 sqft |
| Family Room | Family Room |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 148 ft deep x 74 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 70 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 1723 W 40TH ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-2660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AMELIA MEADOWS 74 X 148 S/L 4 |
| Legal Subdivision | AMELIA MEADOWS |
| Legal Tract | 02 |
| Legal Block | 116 |
| Legal Lot Number | 4 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 23400 |
Source: Lorain County records · APN 02-02-014-116-010
Assessment roll updated May 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 07, 2026 | Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK |
| Nov 20, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Nov 10, 2022 | Transfer on Death Deed, Transfer |
| Jan 16, 2021 | Deed of Trust, Mortgage · VA Mortgage HUNTINGTON NAT'L BK |
| Sep 24, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 07, 1997 · Amount on Record |
| Deed Sale | Oct 07, 1997 · Amount on Record |
| Prior Sale | Jul 12, 1995 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 07, 2026 |
| Property Address | 1723 W 40TH ST, LORAIN, OH 44053-2660 |
| Document Number | 0000106741 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 2026106741 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1723 W 40TH ST, LORAIN, OH 44053-2660 |
| Document Number | 0000106741, |
|---|---|
| Date | Aug 07, 2026 |
| Instrument | 2026106741 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2056 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1723 W 40TH ST, LORAIN, OH 44053-2660 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1723 W 40TH ST, LORAIN, OH 44053-2660 |
| Document Number | 0000936290 |
|---|---|
| Date | Nov 20, 2023 |
| Instrument | 2023-0936290 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 08, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 10, 2022 |
| Property Address | 1723 W 40TH ST, LORAIN, OH 44053-2660 |
| Document Number | 0000898129 |
| Map Reference | VOL 22 PG 71 |
| Instrument Date | Nov 03, 2022 |
| Instrument | 2022-0898129 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1723 W 40TH ST, LORAIN, OH 44053-2660 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1723 W 40TH ST, LORAIN, OH 44053-2660 |
| Document Number | 0000799669 |
| Instrument Date | Jan 16, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1723 W 40TH ST LORAIN OH 440532660, LORAIN, OH 44053-2660 |
| Document Number | 0000799669 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 799669 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 24, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1723 W 40TH ST, LORAIN, OH 44053-2660 |
| Document Number | 0000732410 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1723 W 40TH ST LORAIN OH 440532660, LORAIN, OH 44053-2660 |
| Document Number | 0000732410 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 732410 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 29, 2049 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,234.00 | $58,420 (+0.01%) Land $10,360 Building $48,060 | $166,900 (-) Land $29,600 Building $137,300 |
| 2024 | $2,234.00 (+1.59%) | $58,415 (+36.77%) Land $10,360 Building $48,055 | $166,900 (+36.77%) Land $29,600 Building $137,300 |
| 2023 | $2,199.00 (+0.87%) | $42,711 (+%) Land $10,262 Building $32,449 | $122,030 (-) Land $29,320 Building $92,710 |
| 2022 | $2,180.00 | $42,710 Land $10,260 Building $32,450 | |
| 2021 | $122,030 Land $29,320 Building $92,710 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930234002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 6 (1995–2005) |
| Most Recent Claim | Sep 2005, other causes, Hurricane Katrina Evacuation |
| Flood Events |
|
| Wildfire Risk | Low above 1% of the US · above 4% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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