Lorain County property record for 1809 W 40th St, Lorain, OH 44053 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,780 sqft · built 1961 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Apr 2022) |
| Tax Bill | $2,453 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02-014-116-007 |
| Primary APN | 02-02-014-116-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,780 sqft Living Area |
| Gross Area | 2,242 sqft |
| 1st Floor Area | 1,780 sqft |
| Basement Area | 1,360 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 148 ft deep x 73 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 126 sqft |
| Patio Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 1809 W 40TH ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-2636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AMELIA MEADOWS 1 73 X 148 |
| Legal Subdivision | AMELIA MEADOWS 1 |
| Legal Tract | 02 |
| Legal Block | 116 |
| Legal Lot Number | 7 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 23400 |
Source: Lorain County records · APN 02-02-014-116-007
Assessment roll updated May 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1809 W 40TH ST, LORAIN, OH 44053-2636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Apr 06, 2022 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 21, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 06, 2022 · Amount on Record |
| Deed Sale | Apr 06, 2022 · Amount on Record |
| Prior Sale | Sep 09, 2016 · Amount on Record |
| Deed Document Number | 2022869948 |
| Prior Transfer Date | Jun 17, 1999 |
| Prior Transfer Doc | 0000634157 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 06, 2022 |
| Property Address | 1809 W 40TH ST, LORAIN, OH 44053-2636 |
| Document Number | 0000869948 |
| Map Reference | VOL 22 PG 71 |
| Instrument Date | Apr 04, 2022 |
| Instrument | 2022-0869948 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Title Company | INFINITE TITLE, INFINITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1809 W 40TH ST, LORAIN, OH 44053-2636 |
| Document Number | 0000869949 |
|---|---|
| Date | Apr 06, 2022 |
| Instrument | 2022-0869949 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1809 W 40TH ST, LORAIN, OH 44053-2636 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210823953 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 2021-0823953 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | 02290 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 04, 2046 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,453.00 (-7.26%) Homeowner's exemption | $64,160 (+%) Land $10,220 Building $53,940 | $183,310 (-) Land $29,200 Building $154,110 |
| 2024 | $2,645.00 (+10.44%) | $64,159 (+37.92%) Land $10,220 Building $53,939 | $183,310 (+37.92%) Land $29,200 Building $154,110 |
| 2023 | $2,395.00 (+0.88%) | $46,519 (%) Land $10,122 Building $36,397 | $132,910 (-) Land $28,920 Building $103,990 |
| 2022 | $2,374.00 | $46,520 Land $10,120 Building $36,400 | |
| 2021 | $132,910 Land $28,920 Building $103,990 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 1% of the US · above 4% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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