1815 Howell St, Missoula, MT 59802 Property Records

Missoula County property record for 1815 Howell St, Missoula, MT 59802

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,048 sqft · built 1950
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on Record
Last Sale	$95,900 (Nov 2002)
Tax Bill	$3,575 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0445277`

Property Details

APN / Parcel Number

Primary APN	`R0445277`
Alternative APNs	`04-2200-16-3-21-07-0000` `0000135900` `0135900`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,048 sqft Living Area
1st Floor Area	1,048 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
View / Lot	Neighborhood

Exterior Amenities

Porch	Open Frame Porch
Porch Area	272 sqft
Deck Area	144 sqft
Shed	1 Shed
Shed Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000135900
Street Address	1815 HOWELL ST
City	MISSOULA
State	MT
Zip	59802-2135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	SCHOOL ADDITION, S16, T13 N, R19 W, BLOCK 95, LOT 3 - 4
Legal Range	19W
Legal Township	13N
Legal Section	16
Legal Subdivision	SCHOOL ADDITION
Legal Block	95
Legal Lot Number	3-4
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	2
Census Block	2019
Census Tract	203

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1815 HOWELL ST, MISSOULA, MT 59802-2135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit SYNERGY ONE LENDING
Dec 26, 2025	Deed of Trust, Mortgage · Line of Credit SYNERGY ONE LENDING
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2002 · Amount on Record
Deed Sale	Nov 14, 2002 · Amount on Record
Deed Document Number	200233412
Deed Book / Page	692 / 1177
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Recording Date	Jul 27, 2026
Property Address	1815 HOWELL ST, MISSOULA, MT 59802-2135
Document Number	0000011074
Book / Page	1131 / 137
Instrument Date	Jul 13, 2026
Instrument	202611074
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 HOWELL ST, MISSOULA, MT 59802-2135

Mortgage

Document Number	0000011074,
Date	Jul 27, 2026
Book Page	1131/137
Instrument	202611074

Lender

Name	SYNERGY ONE LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2056

Interest

Rate	6.52%
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	1815 HOWELL ST, MISSOULA, MT 59802-2135
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 HOWELL ST, MISSOULA, MT 59802-2135

Mortgage

Document Number	0011230019
Date	Dec 26, 2025
Book Page	1123/19
Instrument	202521031

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 13, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	1815 HOWELL ST, MISSOULA, MT 59802-2135
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010511173
Date	Mar 19, 2021
Book Page	1051/1173
Instrument	202107043

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,000 (-) Land $233,220 Building $195,780	$429,000 (-) Land $233,220 Building $195,780
2025	$3,575.00 (+1.97%)	$429,000 (+49.53%)	$429,000 (+49.53%) Land $233,220 Building $195,780
2023	$3,506.00	$286,900	$286,900 Land $117,300 Building $169,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blackfoot Telephone Cooperative, CenturyLink.

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