1901 E 12th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1901 E 12th St, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,330 sqft · built 1930
Lot Size0.17 acres (7,425 sqft)
Owner2 Individual Names on Record
Last Sale$31,507 (Jan 2006)
Tax Bill$513 (2025)
Deeds & MortgagesJan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN146O S 018

Property Details

APN / Parcel Number

Primary APN146O S 018
Alternative APN
  • 0000077459

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,330 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1960
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,425 sqft (0.17 acres)
Lot Dimensions135 ft deep x 55 ft wide
Garage TypeDetached
Garage Area288 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000077459
Street Address1901 E 12TH ST
CityCHATTANOOGA
StateTN
Zip37404-4402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 1 BLK 28 BERRYS AMENDED ADDN PB5 PG28
Legal SubdivisionBERRYS AMENDED ADDN
Legal Block28
Legal Lot Number1
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2026
Census Tract1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1901 E 12TH ST, CHATTANOOGA, TN 37404-4402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2006 · Amount on Record
Deed SaleJan 30, 2006 · Amount on Record
Prior SaleJul 14, 2000 · Amount on Record
Deed Document Number2006113
Deed Book / Page7824 / 257
Prior Transfer DateJan 19, 2006
Prior Transfer Doc0000000113
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1901 E 12TH ST, CHATTANOOGA, TN 37404-4402
Document Number0614000040
Instrument DateJan 17, 2018
Transaction TypeMortgage
Record UpdatedJul 4, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1901 E 12TH ST CHATTANOOGA TN 374044402, CHATTANOOGA, TN 37404-4402

Mortgage

Document Number0614000040
DateJun 14, 2018
Book Page011373/000663
Instrument180614000040
Lender
NameAMERICAN SURETY
AddressLOS ANGELES, CA 90012
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$513.00 (-2.47%)$33,900 (+43.95%)$135,600 (+43.95%) Land $70,000 Building $65,600
2024$526.00$23,550 (-)$94,200 (-) Land $40,000 Building $54,200
2023$526.00$23,550 (-)$94,200 (-) Land $40,000 Building $54,200
2022$526.00$23,550$94,200 Land $40,000 Building $54,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1994–2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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