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1815 Co Rd 900 N, Philo, IL 61864 Property Records

Champaign County property record for 1815 Co Rd 900 N, Philo, IL 61864 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,424 sqft · built 1925
Lot Size6.49 acres (282,704 sqft)
Owner2 Individual Names on File
Last Sale$270,000 (Jul 2017)
Tax Bill$4,519 (2024)
Deeds & MortgagesOct 2020 Mortgage
Jul 2017 Sale
Flood ZoneZone X (minimal risk)
APN24-28-19-100-006

Property Details

APN / Parcel Number

Primary APN24-28-19-100-006

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,424 sqft Living Area
Gross Area2,853 sqft
1st Floor Area320 sqft
Basement Area864 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialOther
Lot Area282,704 sqft (6.49 acres)
Garage TypeAttached
Garage Area385 sqft
Parking Spaces3 Parking Spaces
PorchEnclosed Frame Porch
Porch Area398 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1815 COUNTY ROAD 900 N
CityPHILO
StateIL
Zip61864-9789
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT G.L. 2 SEC 19 T18NR10E
Legal Range10E
Legal Township18N
Legal Section19
JurisdictionCHAMPAIGN IL
Township / Civil DivisionSIDNEY
Census Block Group2
Census Block2064
Census Tract10800

Owner

Source: Champaign County records · APN 24-28-19-100-006

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1815 COUNTY ROAD 900 N, PHILO, IL 61864-9789
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 05, 2020Deed of Trust, Mortgage · Conventional Mortgage
FISHER NATIONAL BANK
Jul 18, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 18, 2017 · Amount on Record
Deed SaleJul 18, 2017 · Amount on Record
Deed Document Number201713172
Prior Transfer DateSep 17, 2010
Prior Transfer Doc0000021537
Record UpdatedJun 08, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address1815 COUNTY ROAD 900 N, PHILO, IL 61864-9789
Transaction TypeMortgage
Record UpdatedApr 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020449
DateOct 05, 2020
Instrument2020R20449
Lender
NameFISHER NATIONAL BANK
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term325 Months
DueNov 01, 2047

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHAMPAIGN IL
Recording DateJul 18, 2017
Property Address1815 COUNTY ROAD 900 N, PHILO, IL 61864-9789
Document Number0000013172
Instrument DateJun 29, 2017
Instrument13172
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$270.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1815 COUNTY ROAD 900 N PHILO IL 618649789, PHILO, IL 61864-9789

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionSidney Township
Unified School DistrictTolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$97,470 (+26.63%) Land $16,230 Building $81,240$292,410 (+26.63%) Land $48,690 Building $243,720
2024$4,519.00 (+12%)
2022$4,035.00 Homeowner's exemption$76,970 Land $12,820 Building $64,150$230,910 Land $38,460 Building $192,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170190108002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies7 in force
Nearby Flood Claims4 (1994–2026)
Claims Outside the SFHA1 of 4
Most Recent ClaimAug 2026, river or lake flooding

Wildfire

Wildfire RiskLow
above 4% of the US · above 26% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
MFWirelessFixed Wireless (licensed-by-rule)100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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