1810 Co Rd 900 N, Philo, IL 61864 Property Records

Champaign County property record for 1810 Co Rd 900 N, Philo, IL 61864 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1.5 Baths
Year Built	Built 1997
Square Footage	3,660 sqft Living Area
Lot Size	217,800 sqft (5 acres)
Garage	Attached, 638 sqft
Occupancy	Owner Occupied
Last Sale	$210,000 (2020)
Tax Bill	$4,538.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`24-28-18-300-005`

Interior

Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,660 sqft Living Area
Gross Area	4,298 sqft Gross Area
1st Floor	1,830 sqft 1st Floor
Basement Area	1,830 sqft Basement
Finished Basement	1,830 sqft Finished
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	A-Frame Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Material	Other (not Classified) Roof
Lot Area	217,800 sqft (5 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	638 sqft Garage
Patio Area	168 sqft Patio
Porch Area	162 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	1810 COUNTY ROAD 900 N
City	PHILO
State	IL
Zip	61864-9788
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PT G.L. 2 SEC 18 T18NR10E
Legal Range	10E
Legal Township	18N
Legal Section	18
Jurisdiction	CHAMPAIGN IL
Minor Civil Division	SIDNEY
Census Blockgroup	2
Census Block	2062
Census Tract	10800

Owner

Source: Champaign County records · APN 24-28-18-300-005

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1810 COUNTY ROAD 900 N, PHILO, IL 61864-9788
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Deed Doc Number	202018675
Record Refreshed	Jun 08, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 15, 2020
Property Address	1810 COUNTY ROAD 900 N, PHILO, IL 61864-9788
Document Number	0000018675
Instrument Date	Sep 11, 2020
Instrument	2020R18675
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	1810 COUNTY ROAD, PHILO, IL 61864

Mortgage

Document Number	0000018676
Date	Sep 15, 2020
Instrument	2020R18676

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Sidney Township
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$97,100 (+25.21%) Land $9,630 Building $87,470	$291,300 Land $28,890 Building $262,410
2024	$4,538.00 (+11.06%)
2022	$4,086.00 Homeowner's exemption	$77,550 Land $7,580 Building $69,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 26% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.