1808 Co Rd 900 N, Philo, IL 61864 Property Records

Champaign County property record for 1808 Co Rd 900 N, Philo, IL 61864

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (65,219 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,539 (2024)
Deeds & Mortgages	Jun 2021 Line of Credit Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`24-28-18-300-015`

Property Details

APN / Parcel Number

Primary APN	`24-28-18-300-015`

Exterior

Lot Area	65,219 sqft (1 acres)

Location & Zoning

Street Address	1808 COUNTY ROAD 900 N
City	PHILO
State	IL
Zip	61864-9788
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 HIGH POINT CROSSING SUB
Legal Range	10E
Legal Township	18N
Legal Section	18
Legal Subdivision	HIGH POINT CROSSING SUB
Legal Lot Number	3
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	SIDNEY
Census Block Group	2
Census Block	2062
Census Tract	10800

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1808 COUNTY ROAD 900 N, PHILO, IL 61864-9788
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FSB OF CHAMPAIGN URBANA
Jun 27, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FSB/CHAMPAIGN-URBANA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1808 COUNTY ROAD 900 N, PHILO, IL 61864-9788
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015139
Date	Jun 29, 2021
Instrument	2021R15139

Lender

Name	FIRST FSB OF CHAMPAIGN URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1808 COUNTY ROAD 900 N, PHILO, IL 61864-9788
Document Number	0000010729
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1808 COUNTY ROAD 900 N PHILO IL 618649788, PHILO, IL 61864-9788

Mortgage

Document Number	0000010729
Date	Jul 8, 2019
Instrument	10729

Lender

Name	FIRST FSB/CHAMPAIGN-URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 7, 2034

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Sidney Township
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$106,380 (+37.16%) Land $13,120 Building $93,260	$319,140 (+37.16%) Land $39,360 Building $279,780
2024	$4,539.00 (+12.05%)
2022	$4,051.00 Homeowner's exemption	$77,560 Land $10,360 Building $67,200	$232,680 Land $31,080 Building $201,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1994–2026)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
MF Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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