1814 E Oak Harbor Dr, Gilbert, AZ 85234 Property Records

Maricopa County property record for 1814 E Oak Harbor Dr, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,753 sqft · built 1988
Lot Size	0.134 acres (5,850 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jul 2016)
Tax Bill	$1,881 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Oct 2020 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`304-98-612`

Property Details

APN / Parcel Number

Primary APN	`304-98-612`
Alternative APN	`304986127`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,753 sqft Living Area
1st Floor Area	1,245 sqft
2nd Floor Area	508 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,850 sqft (0.134 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1814 E OAK HARBOR DR
City	GILBERT
State	AZ
Zip	85234-4989
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	ENCLAVE AT VAL VISTA LAKES LT 1-54 TR A-D MCR 314-10
Legal Range	6E
Legal Township	1S
Legal Section	4
Legal Subdivision	ENCLAVE AT VAL VISTA LAKES LT 1-54 TR A-
Legal Lot Number	26
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2006
Census Tract	422507

Owner

Source: Maricopa County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1814 E OAK HARBOR DR, GILBERT, AZ 85234-4989
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed of Trust, Mortgage HOMETAP EQUITY PARTNERS LLC
Oct 28, 2020	Loan Modification, Mortgage · FHA Mortgage PLANET HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2016 · Amount on Record
Deed Sale	Jul 19, 2016 · Amount on Record
Prior Sale	Aug 1, 2012 · Amount on Record
Deed Document Number	2016508367
Prior Transfer Date	Nov 8, 2010
Prior Transfer Doc	0001024336
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1814 E OAK HARBOR DR, GILBERT, AZ 85234-4989
Transaction Type	Mortgage
Record Updated	Mar 12, 2024
Title Company	PREMIUM TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110857
Date	Mar 4, 2024
Instrument	20240110857

Lender

Name	HOMETAP EQUITY PARTNERS LLC
Type	Non-Lending Institution
Address	BOSTON, MA 02116

Agreement

Amount	Amount Recorded

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Property Address	1814 E OAK HARBOR DR, GILBERT, AZ 85234-4989
Document Number	0001138418
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1814 E OAK HARBOR DR GILBERT AZ 852344989, GILBERT, AZ 85234-4989

Mortgage

Document Number	0001138418
Date	Nov 20, 2020
Instrument	1138418

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2050

Interest

Rate	3%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,870 (+72.85%)	$398,700 (+6.26%) Land $79,700 Building $319,000
2025	$1,881.00 (-7.2%)	$23,066 (-42.88%)	$375,200 (-7.08%) Land $75,000 Building $300,200
2024		$40,380	$403,800 Land $80,700 Building $323,100
2023	$2,027.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile, Tristate Wi-Fi by Wi-Fiber.

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