1806 E Oak Harbor Dr, Gilbert, AZ 85234 Property Records

Maricopa County property record for 1806 E Oak Harbor Dr, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,025 sqft · built 1991
Lot Size	0.104 acres (4,552 sqft)
Owner	Individual Name on File
Tax Bill	$1,962 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`304-98-614`

Property Details

APN / Parcel Number

Primary APN	`304-98-614`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,025 sqft Living Area
1st Floor Area	991 sqft
2nd Floor Area	1,034 sqft

Exterior

Year Built	Built 1991
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	4,552 sqft (0.104 acres)
Parking Spaces	3 Parking Spaces
Patio Area	99 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1806 E OAK HARBOR DR
City	GILBERT
State	AZ
Zip	85234-4989
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	THE ENCLAVE AT VAL VISTA LAKES MCR 314-10
Legal Range	06E
Legal Township	01S
Legal Section	04
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	ENCLAVE AT VAL VISTA LAKES LT 1-54 TR A-
Legal Lot Number	28
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2006
Census Tract	422507

Owner

Source: Maricopa County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1806 E OAK HARBOR DR, GILBERT, AZ 85234-4989
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 26, 2018	Deed of Trust, Mortgage · Line of Credit ARIZONA FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 17, 2011
Deed Sale	May 17, 2011
Prior Sale	May 17, 2011
Deed Document Number	0000415644
Last Transfer Date	Mar 19, 2021
Transfer Doc	0000312170
Record Updated	Jun 8, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 19, 2021
Property Address	1806 E OAK HARBOR DR, GILBERT, AZ 85234-4989
Document Number	0000312170
Map Reference	MB 314 PG 10
Instrument Date	Mar 15, 2021
Instrument	20210312170
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1806 E OAK HARBOR DR, GILBERT, AZ 85234-4989

Mortgage

Document Number	0000312171
Date	Mar 19, 2021
Instrument	20210312171

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1806 E OAK HARBOR DR, GILBERT, AZ 85234-4989
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000316749
Date	Apr 26, 2018
Instrument	20180316749

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,430 (+0.3%)	$434,300 (+0.3%) Land $86,800 Building $347,500
2025	$1,962.00 (+3.15%)
2024		$43,300	$433,000 Land $86,600 Building $346,400
2023	$1,902.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL	140 / 20

May also be available: T-Mobile USA, Wi-Fiber.

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