1725 E Oak Harbor Dr, Gilbert, AZ 85234 Property Records

Maricopa County property record for 1725 E Oak Harbor Dr, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,753 sqft · built 1988
Lot Size	0.157 acres (6,852 sqft)
Owner	Individual Name on Record
Last Sale	$211,000 (Dec 2012)
Tax Bill	$2,206 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Jun 2021 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-98-630`

Property Details

APN / Parcel Number

Primary APN	`304-98-630`
Alternative APN	`304986305`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,753 sqft Living Area
1st Floor Area	1,245 sqft
2nd Floor Area	508 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood Frame
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,852 sqft (0.157 acres)
Parking Spaces	2 Parking Spaces
Pool Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1725 E OAK HARBOR DR
City	GILBERT
State	AZ
Zip	85234-4991
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	ENCLAVE AT VAL VISTA LAKES LT 1-54 TR A-D MCR 314-10
Legal Range	6E
Legal Township	1S
Legal Section	4
Legal Subdivision	ENCLAVE AT VAL VISTA LAKES LT 1-54 TR A-
Legal Lot Number	44
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2008
Census Tract	422507

Owner

Source: Maricopa County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1725 E OAK HARBOR DR, GILBERT, AZ 85234-4991
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 14, 2021	Deed of Trust, Mortgage · Line of Credit MIDFIRST BANK
Nov 2, 2017	Deed of Trust, Mortgage · VA Mortgage CAPITAL BANK NA
Aug 1, 2019	Deed of Trust, Mortgage · VA Mortgage CAPITAL BANK NA
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2012 · Amount on Record
Deed Sale	Dec 7, 2012 · Amount on Record
Deed Document Number	20121116288
Last Transfer Date	Sep 25, 2026
Transfer Doc	0000585454
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 8, 2026
Property Address	1725 E OAK HARBOR DR, GILBERT, AZ 85234-4991
Document Number	0000585454
Instrument Date	Sep 25, 2026
Instrument	2026585454
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1725 E OAK HARBOR DR, GILBERT, AZ 85234-4991

Mortgage

Document Number	0000585455,
Date	Oct 8, 2026
Instrument	2026585455

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	283 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1725 E OAK HARBOR DR, GILBERT, AZ 85234-4991
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5917 S INEZ DR, GILBERT, AZ 85298-4203

Mortgage

Document Number	0000651246
Date	Jun 14, 2021
Instrument	20210651246

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73162

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 11, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1725 E OAK HARBOR DR, GILBERT, AZ 85234-4991
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000815239
Date	Nov 2, 2017
Instrument	2017-0815239

Lender

Name	CAPITAL BANK NA
Type	Bank
Address	ROCKVILLE, MD 20850

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1725 E OAK HARBOR DR, GILBERT, AZ 85234-4991
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1725 E OAK HARBOR DR, GILBERT, AZ 85234-4991

Mortgage

Document Number	0000586501
Date	Aug 1, 2019
Instrument	20190586501

Lender

Name	CAPITAL BANK NA
Type	Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1725 E OAK HARBOR DR, GILBERT, AZ 85234-4991
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000400487
Date	May 11, 2020
Instrument	20200400487

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,560 (+83.32%)	$445,600 (+6.4%) Land $89,100 Building $356,500
2025	$2,206.00 (+24.56%)	$24,307 (-45.5%)	$418,800 (-6.1%) Land $83,700 Building $335,100
2024		$44,600	$446,000 Land $89,200 Building $356,800
2023	$1,771.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile, Tristate Wi-Fi by Wi-Fiber.

Nearby Properties on E Oak Harbor Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures