1814 Cottage Ave E, Saint Paul, MN 55119 Property Records

Ramsey County property record for 1814 Cottage Ave E, Saint Paul, MN 55119

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 930 sqft · built 1926
Lot Size	0.116 acres (5,040 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jun 2021)
Tax Bill	$3,860 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-29-22-32-0111`

Property Details

APN / Parcel Number

Primary APN	`23-29-22-32-0111`
Alternative APNs	`8451012` `503953`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	930 sqft Living Area
1st Floor Area	664 sqft
Game Room	Game Room

Exterior

Year Built	Built 1926
Effective Year Built	Effective 2000
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,040 sqft (0.116 acres)
Lot Dimensions	126 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	503953
Street Address	1814 COTTAGE AVE E
City	SAINT PAUL
State	MN
Zip	55119-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAYDEN HEIGHTS LOT 26 BLK 11
Legal Range	22
Legal Township	29
Legal Section	23
Legal Subdivision	HAYDEN HEIGHTS
Legal Block	11
Legal Lot Number	26
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4006
Census Tract	30702

Owner

1814 Cottage Ave E is owned and occupied by an individual who bought it in June 2021.

Source: Ramsey County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1814 COTTAGE AVE E, SAINT PAUL, MN 55119-4504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2021 · Amount on File
Deed Sale	Jun 2, 2021 · Amount on File
Prior Sale	Jun 17, 1998 · Amount on File
Deed Document Number	20212701554
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 2, 2021
Property Address	1814 COTTAGE AVE E, SAINT PAUL, MN 55119-4504
Document Number	0T02701554
Instrument Date	May 28, 2021
Instrument	T02701554
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	PARTNERS TITLE LLC

Transaction

Amount	Amount on Record
Tax	$759.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1814 COTTAGE AVE E, SAINT PAUL, MN 55119-4504

Mortgage

Document Number	0T02701555
Date	Jun 2, 2021
Instrument	T02701555

Lender

Name	LAKE AREA MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Mortgage

Document Number	0T02701556
Date	Jun 2, 2021
Instrument	T02701556

Lender

Name	LAKE AREA MORTGAGE
Type	Mortgage Company
Address	SAINT PAUL, MN 55126

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1814 Cottage Ave E was $3,860 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,200 Land $35,000 Building $216,200	$251,200 Land $35,000 Building $216,200
2025	$3,860.00
2023	$3,570.00 Homeowner's exemption	$232,200 Land $25,000 Building $207,200	$232,200 Land $25,000 Building $207,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1814 Cottage Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1814 Cottage Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 736 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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