1806 Cottage Ave E, Saint Paul, MN 55119 Property Records

Ramsey County property record for 1806 Cottage Ave E, Saint Paul, MN 55119

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,342 sqft · built 1958
Lot Size	0.116 acres (5,040 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jun 2022)
Tax Bill	$4,418 (2025)
Deeds & Mortgages	Jan 2023 Transfer Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-29-22-32-0113`

Property Details

APN / Parcel Number

Primary APN	`23-29-22-32-0113`
Alternative APNs	`8596666` `663507`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	560 sqft
Finished Basement	560 sqft
Family Room	Family Room

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	5,040 sqft (0.116 acres)
Lot Dimensions	126 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	663507
Street Address	1806 COTTAGE AVE E
City	SAINT PAUL
State	MN
Zip	55119-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAYDEN HEIGHTS LOT 28 BLK 11
Legal Range	22
Legal Township	29
Legal Section	23
Legal Subdivision	HAYDEN HEIGHTS
Legal Block	11
Legal Lot Number	28
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4006
Census Tract	30702

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1806 COTTAGE AVE E, SAINT PAUL, MN 55119-4504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Intrafamily Transfer, Transfer TITLE SMART INC, TITLESMART INC
Jun 17, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jun 17, 2022	Quit Claim Deed, Transfer TITLE SMART INC, TITLESMART INC
Oct 25, 2017	Warranty Deed, Transfer · Conventional with PMI WINTRUST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Prior Sale	Jun 3, 2022 · Amount on Record
Deed Document Number	20222734466
Prior Transfer Date	Jun 1, 2022
Prior Transfer Doc	0002734465
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY MN
Recording Date	Jan 18, 2023
Property Address	1806 COTTAGE AVE E, SAINT PAUL, MN 55119-4504
Document Number	0T02748131
Instrument Date	Jan 13, 2023
Instrument	T02748131
Transaction Type	Transfer
Record Updated	Jan 25, 2023
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 COTTAGE AVE E, SAINT PAUL, MN 55119-4504

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 17, 2022
Property Address	1806 COTTAGE AVE E, SAINT PAUL, MN 55119-4504
Document Number	0T02734466
Instrument Date	Jun 3, 2022
Instrument	T02734466
Transaction Type	Transfer
Record Updated	Jan 25, 2023
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$907.50
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1806 COTTAGE AVE E, SAINT PAUL, MN 55119-4504

Mortgage

Document Number	0T02734467
Date	Jun 17, 2022
Instrument	T02734467

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 17, 2022
Property Address	1806 COTTAGE AVE E, SAINT PAUL, MN 55119-4504
Document Number	0T02734465
Instrument Date	Jun 1, 2022
Instrument	T02734465
Transaction Type	Transfer
Record Updated	Jan 25, 2023
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 COTTAGE AVE E, SAINT PAUL, MN 55119-4504

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 25, 2017
Property Address	1806 COTTAGE AVE E, SAINT PAUL, MN 55119-4504
Document Number	0002600132
Instrument Date	Oct 23, 2017
Instrument	2600132
Transaction Type	Transfer
Record Updated	Nov 30, 2017
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1806 COTTAE AVE E ST PAUL MN 55119, ST PAUL, MN 55119

Mortgage

Document Number	2600133
Date	Oct 25, 2017
Instrument	2600133

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

Mortgage

Document Number	2600134,
Date	Oct 25, 2017
Instrument	2600134

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,100 (+6.18%) Land $35,000 Building $240,100	$275,100 (+6.18%) Land $35,000 Building $240,100
2025	$4,418.00 (+0.23%)
2023	$4,408.00 Homeowner's exemption	$259,100 Land $25,000 Building $234,100	$259,100 Land $25,000 Building $234,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 736 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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