Ramsey County property record for 1825 Cottage Ave E, Saint Paul, MN 55119
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 900 sqft · built 1926 |
| Lot Size | 0.116 acres (5,040 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Oct 2021) |
| Tax Bill | $5,968 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage May 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-22-32-0092 |
| Primary APN | 23-29-22-32-0092 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Basement Area | 456 sqft |
| Finished Basement | 456 sqft |
| Family Room | Family Room |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Lot Area | 5,040 sqft (0.116 acres) |
| Lot Dimensions | 126 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 126021 |
|---|---|
| Street Address | 1825 COTTAGE AVE E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55119-4503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAYDEN HEIGHTS LOT 47 BLK 10 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 23 |
| Legal Subdivision | HAYDEN HEIGHTS |
| Legal Block | 10 |
| Legal Lot Number | 47 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 30702 |
1825 Cottage Ave E is owned and occupied by two individuals who bought it in October 2021.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1825 COTTAGE AVE E, SAINT PAUL, MN 55119-4503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2021 | Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC |
| May 18, 2021 | Warranty Deed, Transfer TITLE SMART INC, TITLESMART INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2021 · Amount on File |
| Deed Sale | Oct 7, 2021 · Amount on File |
| Prior Sale | May 18, 2021 · Amount on File |
| Deed Document Number | 20212714158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Oct 7, 2021 |
| Property Address | 1825 COTTAGE AVE E, SAINT PAUL, MN 55119-4503 |
| Document Number | 0T02714158 |
| Instrument Date | Sep 28, 2021 |
| Instrument | T02714158 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2022 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1825 COTTAGE AVE E, SAINT PAUL, MN 55119-4503 |
| Document Number | 0T02714159 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | T02714159 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | May 18, 2021 |
| Property Address | 1825 COTTAGE AVE E, SAINT PAUL, MN 55119-4503 |
| Document Number | 0T02700177 |
| Instrument Date | May 4, 2021 |
| Instrument | T02700177 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2022 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Amount | Amount on Record |
|---|---|
| Tax | $643.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1825 COTTAGE AVE E, SAINT PAUL, MN 55119-4503 |
The 2025 property tax bill for 1825 Cottage Ave E was $5,968.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $281,100 Land $35,000 Building $246,100 | $281,100 Land $35,000 Building $246,100 | |
| 2025 | $5,968.00 | ||
| 2023 | $4,334.00 | $237,600 Land $25,000 Building $212,600 | $237,600 Land $25,000 Building $212,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1825 Cottage Ave E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1825 Cottage Ave E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 736 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, T-Mobile.
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