1806 4th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 1806 4th St E, Palmetto, FL 34221 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,026 sqft · built 2023
Lot Size0.334 acres (14,545 sqft)
Owner2 Company Names on File
Last Sale$1,625,000 (Dec 2025)
Tax Bill$18,344 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Mar 2022 Sale & Construction Loan
Flood ZoneZone X (moderate risk)
APN10157-4005-9

Property Details

APN / Parcel Number

Primary APN10157-4005-9
Alternative APN
  • 3418181015740059

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area3,026 sqft Living Area
Gross Area4,138 sqft
1st Floor Area3,026 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2024
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area14,545 sqft (0.334 acres)
View / LotLake Front
Garage TypeAttached
Garage Area728 sqft
PorchPatio

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1806 4TH ST E
CityPALMETTO
StateFL
Zip34221-2475
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 201 SANCTUARY COVE PI#10157.4005/9
Legal Range18E
Legal Township34S
Legal Section18
Legal SubdivisionSANCTUARY COVE
Legal Tract01015700
Legal Lot Number201
JurisdictionMANATEE FL
Township / Civil DivisionBRADENTON
Census Block Group1
Census Block1022
Census Tract1904

Owner

Source: Manatee County records · APN 10157-4005-9

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address279 POND RD, MILLSBORO, DE 19966-9538
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2025Warranty Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Mar 21, 2022Special Warranty Deed, Construction Loan · Construction Mortgage
WHITNEY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 23, 2025 · Amount on Record
Deed SaleDec 23, 2025 · Amount on Record
Prior SaleMar 21, 2022 · Amount on Record
Deed Document Number2025153087
Record UpdatedSep 20, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateDec 23, 2025
Property Address1806 4TH ST E, PALMETTO, FL 34221-2475
Document Number0041153087
Map ReferenceMB 54 PG 71
Instrument DateDec 22, 2025
Instrument202541153087
Transaction TypeTransfer
Record UpdatedJan 22, 2026
Title CompanyWR TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$11,375.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address9920 MAHAFFEY RD # RDAPT102, RDAPT102, PALMETTO, FL 34221-8160

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address279 POND RD, MILLSBORO, DE 19966-9538

Mortgage

Document Number0041153088
DateDec 23, 2025
Instrument202541153088
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressFAIRFAX, VA 22031
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.62%
Type Change DateJan 01, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.6%
IndexSOFR Average 30-Day
Max Rate10.6%

March 2022: Special Warranty Deed, Construction Loan

Document TypeSpecial Warranty Deed
JurisdictionMANATEE FL
Recording DateMar 21, 2022
Property Address1806 4TH ST E, PALMETTO, FL 34221-2475
Document Number0041038330
Map ReferenceMB 54 PG 71
Instrument DateMar 18, 2022
Instrument202241038330
Transaction TypeConstruction Loan
Record UpdatedSep 30, 2025
Title CompanyBARNES WALKER TITLE INC

Transaction

AmountAmount Recorded
Tax$2,170.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address923 N PENNSYLVANIA AVE, WINTER PARK, FL 32789-2456

Transferred To (Grantee/Buyer)

NameVerified Name
Address3533 GREAT CYPRESS CIR APT 103, 103, RUSKIN, FL 33573-6863

Mortgage

Document Number0041038331
DateMar 21, 2022
Instrument202241038331
Lender
NameWHITNEY BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateApr 01, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change8.12%
IndexOther
Max Rate8.12%

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
MunicipalityPalmetto City
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$18,344.00 (+5.35%)$921,447 (+2.9%)$958,515 (-5.15%) Land $276,250 Building $682,265
2024$17,412.00 (+200.62%) Homeowner's exemption$895,478 (+290.19%)$1,010,563 (+340.33%) Land $249,900 Building $760,663
2023$5,792.00 (+79.26%)$229,500 (+2%) Land $229,500$229,500 (+2%) Land $229,500
2022$3,231.00$225,000 Land $225,000$225,000 Land $225,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Manatee County (12081C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120810019041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 157 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies157 in force
Nearby Flood Claims124 (1979–2024)
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Helene
Claims By Storm
  • Hurricane Helene, Oct 2024 · 72 claims
  • Hurricane Idalia, Aug 2023 · 6 claims
  • Hurricane Frances, Sep 2004 · 20 claims

Wildfire

Wildfire RiskLow
above 32% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 3,030 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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