1813 Sheltering Tree Dr, Dayton, OH 45449 Property Records

Montgomery County property record for 1813 Sheltering Tree Dr, Dayton, OH 45449

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,178 sqft · built 1979
Lot Size	0.019 acres (871 sqft)
Owner	Individual Name on File
Last Sale	$46,500 (Jul 2022)
Tax Bill	$1,211 (2024)
Deeds & Mortgages	Apr 2023 Line of Credit Jul 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`K48 50405 0029`

Property Details

APN / Parcel Number

Primary APN	`K48 50405 0029`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,178 sqft Living Area
1st Floor Area	583 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Condo/Apartment
Exterior Material	Combination
Construction Type	Frame
Lot Area	871 sqft
Terrain	Rolling
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	12 sqft
Deck Area	90 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1813 SHELTERING TREE DR
City	DAYTON
State	OH
Zip	45449-2350
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BLDG 6 #23 WILLOW GREEN CONDO PH 2 GAR BLDG F #23
Legal Subdivision	WILLOW GREEN CONDO
Legal Phase	2
Legal Lot Number	29
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WEST CARROLLTON
Census Block Group	1
Census Block	1000
Census Tract	50303

Owner

1813 Sheltering Tree Dr, a condominium, is owned by an individual who bought it in July 2022.

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1913 SHELTERING TREE DR, DAYTON, OH 45449
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 21, 2022	Warranty Deed, Transfer · Line of Credit WRIGHT-PATT CREDIT UNION INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2022 · Amount on File
Deed Sale	Jul 21, 2022 · Amount on File
Prior Sale	Oct 6, 2011 · Amount on File
Deed Document Number	2022-00045349
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1813 SHELTERING TREE DR, DAYTON, OH 45449-2350
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 SHELTERING TREE DR, DAYTON, OH 45449-2350

Mortgage

Document Number	0000020429
Date	Apr 24, 2023
Instrument	202300020429

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 21, 2022
Property Address	1813 SHELTERING TREE DR, DAYTON, OH 45449-2350
Document Number	0000045349
Map Reference	MB 109 PG 15
Instrument Date	Jun 24, 2022
Instrument	2022-00045349
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 SHELTERING TREE DR, DAYTON, OH 45449-2350

Mortgage

Document Number	0000045350
Date	Jul 21, 2022
Instrument	2022-00045350

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	West Carrollton City
Unified School District	West Carrollton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,970 Land $3,280 Building $15,690
2024	$1,211.00 (+1.85%)
2023	$1,189.00 (-8.19%)	$18,970 (+17.03%) Land $3,280 Building $15,690	$54,180 Land $9,360 Building $44,820
2022	$1,295.00	$16,210 Land $2,800 Building $13,410
2020			$46,310 Land $8,000 Building $38,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1813 Sheltering Tree Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1813 Sheltering Tree Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CARROLLTON CITY PWS serves 8,361 people · EPA ID OH5702812
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

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