1813 Main St, Sandpoint, ID 83864 Property Records

Bonner County property record for 1813 Main St, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,109 sqft · built 1935
Lot Size	0.308 acres (13,460 sqft)
Owner	Individual Name on File
Tax Bill	$1,618 (2023)
Deeds & Mortgages	May 2023 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RPS0562004009TA`

Property Details

APN / Parcel Number

Primary APN	`RPS0562004009TA`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,109 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2005
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	13,460 sqft (0.308 acres)
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Shed	1 Shed
Shed Area	49 sqft
Gazebo	64 sqft
Lean-To	98 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Street Address	1813 MAIN ST
City	SANDPOINT
State	ID
Zip	83864-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21-57N-2W OHADI ACRES BLK 4 TAX 9
Legal Subdivision	OHADI ACRES
Legal Block	4
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	2
Census Block	2006
Census Tract	950402

Owner

1813 Main St is owned by an individual who acquired it in November 2020.

Source: Bonner County records, as of December 4, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	226 N 1ST AVE, SANDPOINT, ID 83864-1402
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 20, 2020	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020
Deed Sale	Nov 20, 2020
Deed Document Number	970535
Record Updated	Jun 7, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	1813 MAIN ST, SANDPOINT, ID 83864-2107
Transaction Type	Mortgage
Record Updated	Jun 20, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 MAIN ST, SANDPOINT, ID 83864-2107

Mortgage

Document Number	0001020610
Date	May 30, 2023
Instrument	1020610

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Nov 20, 2020
Property Address	1813 MAIN ST, SANDPOINT, ID 83864-2107
Document Number	970535
Map Reference	MB 1 PG 159
Instrument Date	Nov 17, 2020
Instrument	970535
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	TITLEONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 LAKEVIEW BLVD, SANDPOINT, ID 83864-1119

Mortgage

Document Number	970536
Date	Nov 20, 2020
Instrument	970536

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,618.00 Homeowner's exemption	$404,939 Land $214,433 Building $190,506	$404,939 Land $214,433 Building $190,506

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1813 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1813 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20

May also be available: Kaniksu Internet.

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