1724 Main St, Sandpoint, ID 83864 Property Records

Bonner County property record for 1724 Main St, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,484 sqft · built 1955
Lot Size	0.479 acres (20,865 sqft)
Owner	Individual Name on File
Tax Bill	$3,205 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RPS39010000010A`

Property Details

APN / Parcel Number

Primary APN	`RPS39010000010A`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,484 sqft Finished Area
1st Floor Area	1,484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1990
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	20,865 sqft (0.479 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Utility Building	540 sqft
Pole Barn	532 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	1724 MAIN ST
City	SANDPOINT
State	ID
Zip	83864-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21-57N-2W ABNER'S ADDN LOT 1
Legal Range	02W
Legal Township	57N
Legal Section	21
Legal Subdivision	ABNER'S ADDN
Legal Lot Number	1
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	2
Census Block	2004
Census Tract	950402

Owner

1724 Main St, a single family home, is owned by an individual.

Source: Bonner County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 2091, SANDPOINT, ID 83864-0900
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Jan 14, 2020	Deed of Trust, Mortgage · FHA Mortgage MOUNTAIN WEST BANK
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Recording Date	Jun 26, 2026
Property Address	1724 MAIN ST, SANDPOINT, ID 83864-2108
Document Number	0001063606
Instrument Date	Jun 22, 2026
Instrument	20261063606
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PIONEER LAND TITLE, PIONEER TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1724 MAIN ST, SANDPOINT, ID 83864-2108

Mortgage

Document Number	0001063606,
Date	Jun 26, 2026
Instrument	20261063606

Lender

Name	WASHINGTON TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	1724 MAIN ST, SANDPOINT, ID 83864-2108
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000951746
Date	Jan 14, 2020
Instrument	951746

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	1724 MAIN ST, SANDPOINT, ID 83864-2108
Transaction Type	Mortgage
Record Updated	Apr 8, 2022
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001002921
Date	Mar 30, 2022
Instrument	1002921

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1724 Main St was $3,205.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,205.00	$449,547 (-7.04%) Land $216,877 Building $232,670	$449,547 (-7.04%) Land $216,877 Building $232,670
2025	$3,205.00	$483,587 Land $216,877 Building $266,710	$483,587 Land $216,877 Building $266,710
2023	$3,096.00	$453,078 Land $216,877 Building $236,201	$453,078 Land $216,877 Building $236,201

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1724 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1724 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20

May also be available: Kaniksu Internet.

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