1903 Main St, Sandpoint, ID 83864 Property Records

Bonner County property record for 1903 Main St, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,826 sqft · built 1925
Lot Size	0.328 acres (14,288 sqft)
Owner	2 Individual Names on Record
Last Sale	$402,600 (Sep 2020)
Tax Bill	$2,168 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RPS37360000010A`

Property Details

APN / Parcel Number

Primary APN	`RPS37360000010A`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,826 sqft Finished Area
1st Floor Area	1,826 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1990
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,288 sqft (0.328 acres)
Garage Type	Built-in
Pole Barn	110 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	1903 MAIN ST
City	SANDPOINT
State	ID
Zip	83864-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21-57N-2W GEIGER PLAT LOT 1 CPWRS
Legal Range	02W
Legal Township	57N
Legal Section	21
Legal Subdivision	CPWRS
Legal Tract	A
Legal Lot Number	1
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	2
Census Block	2000
Census Tract	950402

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1903 MAIN ST, SANDPOINT, ID 83864-2104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Sep 15, 2020	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
May 31, 2017	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Prior Sale	May 31, 2017 · Amount on Record
Deed Document Number	2020965383
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	1903 MAIN ST, SANDPOINT, ID 83864-2104
Transaction Type	Mortgage
Record Updated	Apr 7, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 MAIN ST, SANDPOINT, ID 83864-2104

Mortgage

Document Number	0001002990
Date	Mar 31, 2022
Instrument	1002990

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SANDPOINT, ID 83864

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Sep 15, 2020
Property Address	1903 MAIN ST, SANDPOINT, ID 83864-2104
Document Number	965383
Map Reference	MB 6 PG 194
Instrument Date	Sep 11, 2020
Instrument	965383
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1903 MAIN ST, SANDPOINT, ID 83864-2104

Mortgage

Document Number	965384
Date	Sep 15, 2020
Instrument	965384

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	May 31, 2017
Property Address	1903 MAIN ST, SANDPOINT, ID 83864-2104
Document Number	905932
Map Reference	MB 6 PG 194
Instrument Date	May 30, 2017
Instrument	905932
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	SANDPOINT TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1903 MAIN ST, SANDPOINT, ID 83864-2104
Investor	Possibly a Property Investor

Mortgage

Document Number	905933
Date	May 31, 2017
Instrument	905933

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,168.00 (+10.84%) Homeowner's exemption	$412,226 (-6.76%) Land $217,396 Building $194,830	$412,226 (-6.76%) Land $217,396 Building $194,830
2025	$1,956.00 (+9.83%) Homeowner's exemption	$442,106 (+1.23%) Land $217,396 Building $224,710	$442,106 (+1.23%) Land $217,396 Building $224,710
2023	$1,781.00 Homeowner's exemption	$436,746 Land $217,396 Building $219,350	$436,746 Land $217,396 Building $219,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20

May also be available: Kaniksu Internet.

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