1813 Fred Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1813 Fred Rd, Schenectady, NY 12303 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1 Baths
Year Built	Built 1970
Square Footage	1,428 sqft Living Area
Lot Size	9,583 sqft (0.22 acres)
Pool	Above-Ground Pool
Occupancy	Owner Occupied
Tax Bill	$4,588.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`422800 59.20-9-13`
Alternative APN	`280005902000090130000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Building Area	1,428 sqft Living Area
1st Floor	1,032 sqft 1st Floor
Upper Floors	396 sqft Upper Floors
Stories	1 Stories

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1970
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	9,583 sqft (0.22 acres)
Depth X Width	150 ft x 65 ft Depth x Width

Exterior Amenities

Pool Type	Above-Ground Pool Pool Type
Pool Area	18 sqft Pool
Shed	1 Shed
Patio Area	807 sqft Patio
Porch Area	441 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1813 FRED RD
City	SCHENECTADY
State	NY
Zip	12303-2623
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	R,2DM,FMRM FREDS COMM - 166 4.-293-7
Legal Subdivision	FREDS COMMUNITY PLOT
Legal Block	9
Legal Lot Number	13.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	ROTTERDAM
Census Blockgroup	2
Census Block	2001
Census Tract	32901

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.20-9-13

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1813 FRED RD, SCHENECTADY, NY 12303-2623
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1813 FRED RD, SCHENECTADY, NY 12303-2623
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 FRED RD, SCHENECTADY, NY 12303-2623

Mortgage

Document Number	0000039617
Date	Aug 13, 2021
Book Page	5131/382
Instrument	202139617

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	SCHENECTADY, NY 12303

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,588.00	$125,000 (-) Land $9,900 Building $115,100	$192,300 (+16.9%) Land $15,230 Building $177,070
2023		$125,000 Land $9,900 Building $115,100	$164,500 Land $13,028 Building $151,472

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 5% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.