1807 Fred Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1807 Fred Rd, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,548 sqft · built 1950
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,641 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Jul 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 59.20-9-14`

Property Details

APN / Parcel Number

Primary APN	`422800 59.20-9-14`
Alternative APN	`280005902000090140000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,548 sqft Living Area
1st Floor Area	1,032 sqft
Upper Floors Area	516 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	150 ft deep x 65 ft wide
Patio Area	150 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1807 FRED RD
City	SCHENECTADY
State	NY
Zip	12303-2623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G,DM,OG FRDS COM-165/4.-293-6
Legal Block	9
Legal Lot Number	14.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2001
Census Tract	32901

Owner

Source: Schenectady County and Rotterdam Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1807 FRED RD, SCHENECTADY, NY 12303-2623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEXT STEP FCU
Jul 6, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOL SYSTEMS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 15, 2012
Transfer Doc	0000044884
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1807 FRED RD, SCHENECTADY, NY 12303-2623
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1807 FRED RD, SCHENECTADY, NY 12303-2623

Mortgage

Document Number	0000023675
Date	Apr 22, 2024
Book Page	5369/98
Instrument	202423675

Lender

Name	NEXT STEP FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2034

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1807 FRED RD, SCHENECTADY, NY 12303-2623
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1807 FRED RD, SCHENECTADY, NY 12303-2623

Mortgage

Document Number	0000035222
Date	Jul 6, 2022
Book Page	5238/898
Instrument	202235222

Lender

Name	SCHOOL SYSTEMS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 15, 2027

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,641.00	$153,700 (-) Land $9,900 Building $143,800	$236,500 (+16.96%) Land $15,233 Building $221,267
2023		$153,700 Land $9,900 Building $143,800	$202,200 Land $13,024 Building $189,176

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Fred Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures