1803 Fred Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1803 Fred Rd, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,512 sqft · built 1949
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$144,500 (May 2013)
Tax Bill	$5,413 (2026)
Deeds & Mortgages	Jan 2021 Transfer Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 59.20-9-15`

Property Details

APN / Parcel Number

Primary APN	`422800 59.20-9-15`
Alternative APN	`280005902000090150000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,008 sqft
Upper Floors Area	504 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	150 ft deep x 65 ft wide

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Shed	1 Shed
Shed Area	40 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1803 FRED RD
City	SCHENECTADY
State	NY
Zip	12303-2623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,OG,FMRM,ADD,DRM FREDS COMM - 164 4.-293-5
Legal Block	9
Legal Lot Number	15.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2001
Census Tract	32901

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1803 FRED RD, SCHENECTADY, NY 12303-2623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Quit Claim Deed, Transfer ELITE TITLE ABSTRACT LLC, ELITE TITLE ABS LLC
Nov 21, 2019	Warranty Deed, Transfer · FHA Mortgage SUNMARK FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2013 · Amount on Record
Deed Sale	May 1, 2013 · Amount on Record
Prior Sale	Apr 8, 2010 · Amount on Record
Deed Document Number	201319626
Deed Book / Page	1874 / 726
Last Transfer Date	Dec 22, 2020
Transfer Doc	0000002670
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 21, 2021
Property Address	1803 FRED RD, SCHENECTADY, NY 12303-2623
Document Number	0000002670
Book / Page	002050 / 000466
Instrument Date	Dec 22, 2020
Instrument	2670
Transaction Type	Transfer
Record Updated	Feb 3, 2021
Title Company	ELITE TITLE ABSTRACT LLC, ELITE TITLE ABS LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1803 FRED RD SCHENECTADY NY 123032623, SCHENECTADY, NY 12303-2623

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 21, 2019
Property Address	1803 FRED RD, SCHENECTADY, NY 12303-2623
Document Number	0000052743
Book / Page	002025 / 000181
Instrument Date	Oct 18, 2019
Instrument	52743
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	ELITE TITLE ABSTRACT LLC, ELITE TITLE ABS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$696.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	921 PENNSYLVANIA AVE SCHENECTADY NY 123031433, SCHENECTADY, NY 12303-1433

Mortgage

Document Number	52744
Date	Nov 21, 2019
Book Page	004955/000656
Instrument	52744

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2049

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,413.00 (+1.71%)
2025	$5,322.00	$145,000 (-) Land $9,900 Building $135,100	$223,100 (+10.77%) Land $15,232 Building $207,868
2024		$145,000 (-) Land $9,900 Building $135,100	$201,400 (+5.56%) Land $13,751 Building $187,649
2023		$145,000 Land $9,900 Building $135,100	$190,800 Land $13,027 Building $177,773

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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