1805 Chapel Hill Rd, Silver Spring, MD 20906 Property Records

Montgomery County property record for 1805 Chapel Hill Rd, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,377 sqft · built 1974
Lot Size	0.373 acres (16,244 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Jul 2019)
Tax Bill	$7,006 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-01465503`

Property Details

APN / Parcel Number

Primary APN	`13-01465503`
Alternative APN	`01465503`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,377 sqft Living Area
Gross Area	2,861 sqft
1st Floor Area	1,193 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Bi-Level
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,244 sqft (0.373 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	192 sqft
Deck Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01465503
Street Address	1805 CHAPEL HILL RD
City	SILVER SPRING
State	MD
Zip	20906-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	NORWOOD VILLAGE
Legal Subdivision	NORWOOD VILLAGE
Legal Block	3
Legal Lot Number	5
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1003
Census Tract	703221

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1805 CHAPEL HILL RD, SILVER SPRING, MD 20906-1114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Mar 18, 2020	Deed of Trust, Mortgage · FHA Mortgage HOMESPIRE MORTGAGE CORP
Jul 9, 2019	Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP
Nov 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2019 · Amount on Record
Deed Sale	Jul 9, 2019 · Amount on Record
Deed Book / Page	57822 / 183
Prior Transfer Date	Oct 24, 2018
Prior Transfer Doc	0568850109
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1805 CHAPEL HILL RD, SILVER SPRING, MD 20906-1114
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	PROVEST TITLE AND ESCROW LLC, HARVEST TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 CHAPEL HILL RD, SILVER SPRING, MD 20906-1114

Mortgage

Document Number	0635630316
Date	Jul 22, 2021
Book Page	63563/316

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1805 CHAPEL HILL RD, SILVER SPRING, MD 20906-1114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HARVEST TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0592410082
Date	Mar 18, 2020
Book Page	59241/82

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 9, 2019
Property Address	1805 CHAPEL HILL RD, SILVER SPRING, MD 20906-1114
Document Number	0578220183
Book / Page	57822 / 183
Map Reference	MB 90 PL 9664
Instrument Date	Jun 11, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	HARVEST TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1805 CHAPEL HILL RD, SILVER SPRING, MD 20906-1114

Mortgage

Document Number	57822190
Date	Jul 9, 2019
Instrument	57822/190

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 16, 2018
Property Address	1805 CHAPEL HILL RD, SILVER SPRING, MD 20906-1114
Document Number	0568850109
Book / Page	056885 / 000109
Instrument Date	Oct 24, 2018
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2211 W ROGERS AVENUE OVERLOOK #21 BALTIMORE MD 21209, 21, BALTIMORE, MD 21209

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$594,167 (+5.69%)	$658,100 (+17.06%) Land $173,200 Building $484,900
2025	$7,006.00 (+6.06%)	$562,200 (+10.71%) Land $173,200 Building $389,000	$562,200 (-) Land $173,200 Building $389,000
2024	$6,606.00 (+31.62%)
2023		$507,800	$562,200 Land $173,200 Building $389,000
2022	$5,019.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	11 (1978–2014)
Claims Outside the SFHA	6 of 11
Most Recent Claim	May 2014 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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