1812 Ruben Rd, Monroe, NC 28112 Property Records

Union County property record for 1812 Ruben Rd, Monroe, NC 28112 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,430 sqft · built 1962
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$180,500 (Apr 2017)
Tax Bill	$1,279 (2025)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-231-007D`

Property Details

APN / Parcel Number

Primary APN	`04-231-007D`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,430 sqft Living Area
Gross Area	1,092 sqft
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Porch	Slab
Porch Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1812 RUBEN RD
City	MONROE
State	NC
Zip	28112-8009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6911-461
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	4
Census Block	4009
Census Tract	20902

Owner

Source: Union County records · APN 04-231-007D

Assessment roll updated March 31, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1812 RUBEN RD, MONROE, NC 28112-8009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 12, 2017 · Amount on Record
Deed Sale	Apr 12, 2017 · Amount on Record
Prior Sale	Nov 15, 2013 · Amount on Record
Deed Document Number	201710033
Deed Book / Page	6911 / 461
Prior Transfer Date	Jan 14, 2000
Prior Transfer Doc	0000002992
Record Updated	Sep 20, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 12, 2017
Property Address	1812 RUBEN RD, MONROE, NC 28112-8009
Document Number	6911461
Book / Page	006911 / 000461
Instrument Date	Apr 12, 2017
Instrument	10033
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$361.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1812 RUBEN RD MONROE NC 281128009, MONROE, NC 28112-8009

Mortgage

Document Number	6911464
Date	Apr 12, 2017
Book Page	006911/000464
Instrument	10034

Lender

Name	BANK OF NC
Type	Bank
Address	CHARLOTTE, NC 28226

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2047

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,279.00 (+17.12%)	$277,600 (+57.73%) Land $62,900 Building $214,700	$277,600 (+57.73%) Land $62,900 Building $214,700
2023	$1,092.00	$176,000 Land $31,200 Building $144,800	$176,000 Land $31,200 Building $144,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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