1824 Ruben Rd, Monroe, NC 28112 Property Records

Union County property record for 1824 Ruben Rd, Monroe, NC 28112 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,056 sqft · built 1983
Lot Size	5.5 acres (239,580 sqft)
Owner	2 Individual Names on File
Last Sale	$179,000 (Jul 2023)
Tax Bill	$1,119 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-231-034`

Property Details

APN / Parcel Number

Primary APN	`04-231-034`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	239,580 sqft (5.5 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1824 RUBEN RD
City	MONROE
State	NC
Zip	28112-8009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#2 FINCHER OPCB113A
Legal Subdivision	1409900; #2 FINCHER
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	4
Census Block	4009
Census Tract	20902

Owner

Source: Union County records · APN 04-231-034

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1824 RUBEN RD, MONROE, NC 28112-8009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Deed Document Number	202317044
Deed Book / Page	8745 / 732
Record Updated	Jun 08, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 17, 2023
Property Address	1824 RUBEN RD, MONROE, NC 28112-8009
Document Number	0008745732
Book / Page	8745 / 732
Map Reference	CAB B FILE 113A
Instrument Date	Jul 13, 2023
Instrument	17044
Transaction Type	Transfer
Record Updated	Jul 31, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$358.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1824 RUBEN RD, MONROE, NC 28112-8009

Mortgage

Document Number	0000017045
Date	Jul 17, 2023
Instrument	17045

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,119.00 (+134.59%)	$242,800 (+215.73%) Land $135,900 Building $106,900	$242,800 (+215.73%) Land $135,900 Building $106,900
2023	$477.00	$76,900 (-) Land $53,400 Building $23,500	$76,900 (-) Land $53,400 Building $23,500
2022	$477.00	$76,900 Land $53,400 Building $23,500	$76,900 Land $53,400 Building $23,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.