Union County property record for 1724 Ruben Rd, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,056 sqft · built 1985 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $257,500 (Jun 2023) |
| Tax Bill | $700 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Aug 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-231-037 |
| Primary APN | 04-231-037 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Roof Type | Gable |
| Lot Area | 50,965 sqft (1.17 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1724 RUBEN RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-8800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | 1.17A OPCK284 |
| Legal Subdivision | RUTH M FINCHERS PROPERTY |
| Legal Lot Number | 5 |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 20902 |
Source: Union County records · APN 04-231-037
Assessment roll updated March 31, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1724 RUBEN RD, MONROE, NC 28112-8800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jun 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Sep 15, 2020 | Correction Deed ATTORNEY ONLY |
| Jan 02, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 14, 2023 · Amount on Record |
| Deed Sale | Jun 14, 2023 · Amount on Record |
| Prior Sale | Aug 16, 2022 · Amount on Record |
| Deed Document Number | 202314128 |
| Deed Book / Page | 8726 / 452 |
| Last Transfer Date | Feb 15, 2024 |
| Transfer Doc | 0000885491 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 14, 2023 |
| Property Address | 1724 RUBEN RD, MONROE, NC 28112-8800 |
| Document Number | 0008726452 |
| Book / Page | 8726 / 452 |
| Instrument Date | Jun 06, 2023 |
| Instrument | 14128 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Title Company | BEND TITLE, BEYOND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $515.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 OAKWOOD AVE, HOLYOKE, MA 01040-2920 |
| Name | Verified Name |
|---|---|
| Address | 1724 RUBEN RD, MONROE, NC 28112-8800 |
| Investor | Possibly a Property Investor |
| Document Number | 0000014129 |
|---|---|
| Date | Jun 14, 2023 |
| Instrument | 14129 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 16, 2022 |
| Property Address | 1724 RUBEN RD, MONROE, NC 28112-8800 |
| Document Number | 0008549441 |
| Book / Page | 8549 / 441 |
| Instrument Date | Aug 10, 2022 |
| Instrument | 28979 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2022 |
| Title Company | INVESTORS TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6714 HUEY RD, 6714, WAXHAW, NC 28173-9143 |
| Name | Verified Name |
|---|
| Document Number | 0008549444 |
|---|---|
| Date | Aug 16, 2022 |
| Book Page | 8549/444 |
| Instrument | 28980 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 15, 2020 |
| Property Address | 1724 RUBEN RD, MONROE, NC 28112-8800 |
| Document Number | 7809648 |
| Book / Page | 007809 / 000648 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 36523 |
| Record Updated | Sep 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6714 HUEY RD WAXHAW NC 281739143, WAXHAW, NC 28173-9143 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 02, 2019 |
| Property Address | 1724 RUBEN RD, MONROE, NC 28112-8800 |
| Document Number | 7293529 |
| Book / Page | 007293 / 000529 |
| Instrument Date | Jan 02, 2019 |
| Instrument | 103 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 6714 HUEY RD WAXHAW NC 281739143, WAXHAW, NC 28173-9143 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $700.00 (+130.26%) | $152,000 (+210.2%) Land $41,300 Building $110,700 | $152,000 (+210.2%) Land $41,300 Building $110,700 |
| 2023 | $304.00 | $49,000 Land $25,800 Building $23,200 | $49,000 Land $25,800 Building $23,200 |
Source: FEMA National Flood Hazard Layer as of September 14, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 17 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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