1812 Millstream Ct, Winterset, IA 50273 Property Records

Madison County property record for 1812 Millstream Ct, Winterset, IA 50273

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,107 sqft · built 2006
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$466,000 (Aug 2019)
Tax Bill	$7,516 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`400071800430000`

Property Details

APN / Parcel Number

Primary APN	`400071800430000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	4 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,107 sqft Living Area
1st Floor Area	1,883 sqft
Basement Area	1,883 sqft
Finished Basement	1,400 sqft
Unfinished Basement	483 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Type	Mixed
Garage Area	2,000 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	177 sqft
Deck Area	192 sqft
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Geothermal

Location & Zoning

Street Address	1812 MILLSTREAM CT
City	WINTERSET
State	IA
Zip	50273-8198
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 COVERED BRIDG ESTATES SEC 18 UNION
Legal Range	27W
Legal Township	76N
Legal Section	18
Legal Subdivision	COVERED BRIDGE EST
Legal Lot Number	43
Jurisdiction	MADISON IA
Township / Civil Division	UNION
Census Block Group	2
Census Block	2023
Census Tract	60102

Owner

1812 Millstream Ct is owned and occupied by an individual who bought it in August 2019.

Source: Madison County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1812 MILLSTREAM CT, WINTERSET, IA 50273-8198
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Aug 29, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage BANKERS TRUST COMPANY NA
Aug 29, 2017	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY CHOICE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2019 · Amount on File
Deed Sale	Aug 29, 2019 · Amount on File
Prior Sale	Aug 29, 2017 · Amount on File
Deed Document Number	20192699
Deed Book / Page	2019 / 2699
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	1812 MILLSTREAM CT, WINTERSET, IA 50273-8198
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/3580
Date	Aug 25, 2021
Book Page	2021/3580
Instrument	2021 3580

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	1812 MILLSTREAM CT, WINTERSET, IA 50273-8198
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/2833
Date	Aug 5, 2020
Book Page	2020/2833
Instrument	2020 2833

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Aug 29, 2019
Property Address	1812 MILLSTREAM CT, WINTERSET, IA 50273-8198
Document Number	2019/2699
Book / Page	2019 / 2699
Instrument Date	Aug 13, 2019
Instrument	2699
Transaction Type	Transfer
Record Updated	Oct 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1812 MILLSTREAM CT, WINTERSET, IA 50273-8198
Investor	Possibly a Property Investor

Mortgage

Document Number	02019/2700
Date	Aug 29, 2019
Book Page	2019/2700
Instrument	2700

Lender

Name	BANKERS TRUST COMPANY NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Aug 29, 2017
Property Address	1812 MILLSTREAM CT, WINTERSET, IA 50273-8198
Document Number	2017/2703
Book / Page	2017 / 2703
Instrument Date	Aug 25, 2017
Instrument	2017 2703
Transaction Type	Transfer
Record Updated	Oct 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1812 MILLSTREAM CT, WINTERSET, IA 50273-8198

Mortgage

Document Number	2017/2704
Date	Aug 29, 2017
Book Page	2017/2704
Instrument	2017 2704

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	CLIVE, IA 50325

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1812 Millstream Ct was $7,516 with a homeowner's exemption.

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,516.00 Homeowner's exemption	$600,300 Land $62,500 Building $537,800	$600,300 Land $62,500 Building $537,800
2024	$7,516.00
2023		$558,900 Land $62,000 Building $496,900	$558,900 Land $62,000 Building $496,900
2022	$7,680.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1812 Millstream Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1812 Millstream Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Panora Telecommunications Fiber	1,000 / 300
Verizon Fixed Wireless	300 / 20

May also be available: BTWI.

Cell Coverage

5G (outdoors only) and 4G LTE

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