1795 Millstream Ct, Winterset, IA 50273 Property Records

Madison County property record for 1795 Millstream Ct, Winterset, IA 50273

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,229 sqft · built 2018
Lot Size	3.01 acres (131,116 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,500 (Jul 2026)
Tax Bill	$8,098 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`400070700280000`

Property Details

APN / Parcel Number

Primary APN	`400070700280000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,229 sqft Living Area
1st Floor Area	1,054 sqft
Basement Area	1,489 sqft
Finished Basement	980 sqft
Unfinished Basement	509 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	131,116 sqft (3.01 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	153 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1795 MILLSTREAM CT
City	WINTERSET
State	IA
Zip	50273-8253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 COVERED BRIDG ESTATES UNION 7&18 & DOUGLAS SEC 12 & 13
Legal Range	27W
Legal Township	76N
Legal Section	07
Legal Subdivision	COVERED BRIDGE EST
Legal Lot Number	28
Jurisdiction	MADISON IA
Township / Civil Division	UNION
Census Block Group	2
Census Block	2024
Census Tract	60102

Owner

Source: Madison County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1795 MILLSTREAM CT, WINTERSET, IA 50273-8253
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Mar 18, 2020	Deed of Trust, Mortgage · Balloon Mortgage GREENSTATE CREDIT UNION
Sep 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GREENSTATE CREDIT UNION
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Dec 23, 2021	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
Jul 25, 2018	Warranty Deed, Transfer UNIVERSITY OF IOWA CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Nov 13, 2023 · Amount on Record
Deed Document Number	20262271
Deed Book / Page	2026 / 2271
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Jul 31, 2026
Property Address	1795 MILLSTREAM CT, WINTERSET, IA 50273-8253
Document Number	0000002271
Book / Page	2026 / 2271
Instrument Date	Jul 27, 2026
Instrument	20262271
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99,384.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1795 MILLSTREAM CT, WINTERSET, IA 50273-8253

Mortgage

Document Number	0000002272,
Date	Jul 31, 2026
Instrument	20262272

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	1795 MILLSTREAM CT, WINTERSET, IA 50273-8253
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002020/818
Date	Mar 18, 2020
Book Page	2020/818
Instrument	818

Lender

Name	GREENSTATE CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	1795 MILLSTREAM CT, WINTERSET, IA 50273-8253
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/2828
Date	Sep 9, 2019
Book Page	2019/2828
Instrument	2828

Lender

Name	GREENSTATE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	1795 MILLSTREAM CT, WINTERSET, IA 50273-8253
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/1844
Date	May 6, 2021
Book Page	2021/1844
Instrument	2021 1844

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	1795 MILLSTREAM CT, WINTERSET, IA 50273-8253
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/1845
Date	May 6, 2021
Book Page	2021/1845
Instrument	2021 1845

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 5, 2036

Interest

Rate Type	Fixed Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Dec 23, 2021
Property Address	1795 MILLSTREAM CT, WINTERSET, IA 50273-8253
Document Number	02021/5225
Book / Page	2021 / 5225
Instrument Date	Dec 22, 2021
Instrument	2021 5225
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$911.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1795 MILLSTREAM CT, WINTERSET, IA 50273-8253

Mortgage

Document Number	02021/5226
Date	Dec 23, 2021
Book Page	2021/5226
Instrument	2021 5226

Lender

Name	CALIBER HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Jul 25, 2018
Property Address	1795 MILLSTREAM CT, WINTERSET, IA 50273-8253
Document Number	02018/2414
Book / Page	2018 / 2414
Instrument Date	Jul 19, 2018
Instrument	000000002414
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	710 SE MELROSE DR, WAUKEE, IA 50263-8324

Mortgage

Document Number	0000002018/0000002415
Date	Jul 25, 2018
Book Page	0000002018/0000002415
Instrument	000000002415

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,098.00	$625,500 (+5.8%) Land $60,000 Building $565,500	$625,500 (+5.8%) Land $60,000 Building $565,500
2024	$8,098.00 (+2.32%)
2023		$591,200 Land $64,500 Building $526,700	$591,200 Land $64,500 Building $526,700
2022	$7,914.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 80% of Iowa
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Panora Telecommunications Fiber	1,000 / 300
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BTWI.

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