1816 Millstream Ct, Winterset, IA 50273 Property Records

Madison County property record for 1816 Millstream Ct, Winterset, IA 50273

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,546 sqft · built 2018
Lot Size	3.02 acres (131,551 sqft)
Owner	2 Individual Names on File
Last Sale	$45,900 (Jul 2018)
Tax Bill	$5,904 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`400071800450000`

Property Details

APN / Parcel Number

Primary APN	`400071800450000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,546 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	131,551 sqft (3.02 acres)
Garage Type	Attached
Garage Area	908 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	270 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	1816 MILLSTREAM CT
City	WINTERSET
State	IA
Zip	50273-8198
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45 COVERED BRIDG ESTATES SEC 18 UNION
Legal Range	27W
Legal Township	76N
Legal Section	18
Legal Subdivision	COVERED BRIDGE EST
Legal Lot Number	45
Jurisdiction	MADISON IA
Township / Civil Division	UNION
Census Block Group	2
Census Block	2023
Census Tract	60102

Owner

1816 Millstream Ct is owned and occupied by two individuals who bought it in July 2018.

Source: Madison County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1816 MILLSTREAM CT, WINTERSET, IA 50273-8198
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK
Jul 2, 2018	Deed of Trust, Mortgage FIDELITY BANK & TRUST
Jun 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY BANK & TRUST
Jul 2, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on File
Deed Sale	Jul 2, 2018 · Amount on File
Deed Document Number	20182075
Deed Book / Page	2018 / 2075
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Recording Date	Sep 2, 2026
Property Address	1816 MILLSTREAM CT, WINTERSET, IA 50273-8198
Document Number	0000002621
Book / Page	2026 / 2621
Instrument Date	Aug 26, 2026
Instrument	20262621
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1816 MILLSTREAM CT, WINTERSET, IA 50273-8198

Mortgage

Document Number	0000002621,
Date	Sep 2, 2026
Book Page	2026/2621
Instrument	20262621

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	1816 MILLSTREAM CT, WINTERSET, IA 50273-8198
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/3957
Date	Oct 16, 2020
Book Page	2020/3957
Instrument	2020 3957

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	1816 MILLSTREAM CT, WINTERSET, IA 50273-8198
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000002076
Date	Jul 2, 2018
Book Page	0000002018/0000002076
Instrument	000000002076

Lender

Name	FIDELITY BANK & TRUST
Type	Bank

Agreement

Amount	Amount on Record

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	1816 MILLSTREAM CT, WINTERSET, IA 50273-8198
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/1760
Date	Jun 13, 2019
Book Page	2019/1760
Instrument	1760

Lender

Name	FIDELITY BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Jul 2, 2018
Property Address	1816 MILLSTREAM CT, WINTERSET, IA 50273-8198
Document Number	02018/2075
Book / Page	2018 / 2075
Instrument Date	Jun 28, 2018
Instrument	000000002075
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2701 SE 7TH ST, DES MOINES, IA 50315-2077

Tax Assessment & Valuation

The 2025 property tax bill for 1816 Millstream Ct was $5,904 with a homeowner's exemption.

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,904.00 Homeowner's exemption	$464,400 Land $60,000 Building $404,400	$464,400 Land $60,000 Building $404,400
2024	$5,904.00
2023		$441,200 Land $64,500 Building $376,700	$441,200 Land $64,500 Building $376,700
2022	$6,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1816 Millstream Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1816 Millstream Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Panora Telecommunications Fiber	1,000 / 300
Verizon Fixed Wireless	300 / 20

May also be available: BTWI.

Cell Coverage

5G (outdoors only) and 4G LTE

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