Montrose County property record for 1812 Locust Rd, Montrose, CO 81401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,344 sqft · built 1973 |
| Lot Size | 0.224 acres (9,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $299,000 (Jul 2021) |
| Tax Bill | $1,495 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3767-224-02-006 |
| Primary APN | 3767-224-02-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Heated Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,750 sqft (0.224 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R0001062 |
|---|---|
| Street Address | 1812 LOCUST RD |
| City | MONTROSE |
| State | CO |
| Zip | 81401-5825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD: VISTA VIEW ACRES ADDN SUBD NO 4 BLOCK: 1 LOT: 6 S: 22 T: 49 R: 9 |
| Legal Range | 09 |
| Legal Township | 49 |
| Legal Section | 22 |
| Legal Subdivision | VISTA VIEW ACRES ADDN SUBD |
| Legal Block | 1 |
| Jurisdiction | MONTROSE CO |
| Township / Civil Division | MONTROSE |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 966302 |
Source: Montrose County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1812 LOCUST RD, MONTROSE, CO 81401-5825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 23, 2021 | Special Warranty Deed, Transfer · FHA Mortgage BAY EQUITY LLC |
| Apr 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2021 · Amount on Record |
| Deed Sale | Jul 23, 2021 · Amount on Record |
| Prior Sale | Apr 28, 2017 · Amount on Record |
| Deed Document Number | 2021938930 |
| Last Transfer Date | Aug 4, 2025 |
| Transfer Doc | 0000983403 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTROSE CO |
| Property Address | 1812 LOCUST RD, MONTROSE, CO 81401-5825 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000985020 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 985020 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | FISHERS, IN 46037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 311 Months |
| Due | Aug 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTROSE CO |
| Recording Date | Jul 23, 2021 |
| Property Address | 1812 LOCUST RD, MONTROSE, CO 81401-5825 |
| Document Number | 938930 |
| Instrument Date | Jul 22, 2021 |
| Instrument | 938930 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1812 LOCUST RD, MONTROSE, CO 81401-5825 |
| Document Number | 938931 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 938931 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTROSE CO |
| Recording Date | Apr 28, 2017 |
| Property Address | 1812 LOCUST RD, MONTROSE, CO 81401-5825 |
| Document Number | 885400 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 885400 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2021 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1812 LOCUST RD, MONTROSE, CO 81401-5825 |
| Document Number | 885401 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 885401 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Montrose County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montrose County |
| Municipality | Montrose City |
| Unified School District | Montrose County School District RE-1J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,495.00 (+22.74%) | $23,040 (+34.66%) | $326,840 (+27.93%) Land $68,000 Building $258,840 |
| 2024 | $1,218.00 (+4.64%) | $17,110 (-20.71%) Land $3,030 Building $14,080 | |
| 2023 | $1,164.00 | $21,580 Land $3,820 Building $17,760 | $255,480 Land $45,260 Building $210,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Jan 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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