1808 Locust Rd, Montrose, CO 81401 Property Records

Montrose County property record for 1808 Locust Rd, Montrose, CO 81401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1973
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on Record
Last Sale	$358,500 (Jul 2023)
Tax Bill	$1,435 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3767-224-02-008`

Property Details

APN / Parcel Number

Primary APN	`3767-224-02-008`
Alternative APN	`R0001064`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,728 sqft Heated Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Bi-Level
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R0001064
Street Address	1808 LOCUST RD
City	MONTROSE
State	CO
Zip	81401-5825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: VISTA VIEW ACRES ADDN SUBD NO 4 BLOCK: 1 LOT: 8 S: 22 T: 49 R: 9
Legal Range	09
Legal Township	49
Legal Section	22
Legal Subdivision	VISTA VIEW ACRES ADDN SUBD
Legal Block	1
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	2
Census Block	2033
Census Tract	966302

Owner

Source: Montrose County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1808 LOCUST RD, MONTROSE, CO 81401-5825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Special Warranty Deed, Transfer · FHA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
Aug 26, 2020	Special Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
May 29, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Prior Sale	Aug 26, 2020 · Amount on Record
Deed Document Number	2023964238
Prior Transfer Date	Oct 31, 1997
Prior Transfer Doc	0954000546
Record Updated	Jun 8, 2026

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Jul 31, 2023
Property Address	1808 LOCUST RD, MONTROSE, CO 81401-5825
Document Number	0000964238
Map Reference	LB 8 PG 13
Instrument Date	Jul 31, 2023
Instrument	964238
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1808 LOCUST RD, MONTROSE, CO 81401-5825

Mortgage

Document Number	0000964239
Date	Jul 31, 2023
Instrument	964239

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Aug 26, 2020
Property Address	1808 LOCUST RD, MONTROSE, CO 81401-5825
Document Number	924497
Map Reference	MB 8 PG 13
Instrument Date	Aug 24, 2020
Instrument	924497
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$21.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1808 LOCUST RD, 1808, MONTROSE, CO 81401-5825

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1808 LOCUST RD, MONTROSE, CO 81401-5825

Mortgage

Document Number	924498
Date	Aug 26, 2020
Instrument	924498

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	May 29, 2019
Property Address	1808 LOCUST RD, MONTROSE, CO 81401-5825
Document Number	909481
Map Reference	MB 8 PG 13
Instrument Date	May 29, 2019
Instrument	909481
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16840 WILLOW TREE DR, SALIDA, CO 81201-9245

Mortgage

Document Number	909482
Date	May 29, 2019
Instrument	909482

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,435.00 (+37.45%)	$22,130 (+50.85%)	$313,900 (+43.39%) Land $68,000 Building $245,900
2024	$1,044.00 (+4.61%)	$14,670 (-22.91%) Land $2,950 Building $11,720
2023	$998.00	$19,030 Land $3,820 Building $15,210	$218,920 Land $43,960 Building $174,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Clearnetworx, T-Mobile, Verizon.

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