1810 Locust Rd, Montrose, CO 81401 Property Records

Montrose County property record for 1810 Locust Rd, Montrose, CO 81401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,800 sqft · built 1973
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Jun 2023)
Tax Bill	$1,635 (2025)
Deeds & Mortgages	Jun 2023 Sale & Second Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3767-224-02-007`

Property Details

APN / Parcel Number

Primary APN	`3767-224-02-007`
Alternative APN	`R0001063`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,800 sqft Heated Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Level
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0001063
Street Address	1810 LOCUST RD
City	MONTROSE
State	CO
Zip	81401-5825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: VISTA VIEW ACRES ADDN SUBD NO 4 BLOCK: 1 LOT: 7 S: 22 T: 49 R: 9
Legal Range	09
Legal Township	49
Legal Section	22
Legal Subdivision	VISTA VIEW ACRES ADDN SUBD
Legal Block	1
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	2
Census Block	2033
Census Tract	966302

Owner

Source: Montrose County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1810 LOCUST RD, MONTROSE, CO 81401-5825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Special Warranty Deed, Transfer · Stand-Alone Second Mortgage COLORADO HOUSING & FINANCE AUTHORIT
Jun 11, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 16, 2018	Intrafamily Transfer, Transfer · FHA Mortgage BANK OF COLORADO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2023 · Amount on Record
Deed Sale	Jun 12, 2023 · Amount on Record
Prior Sale	Apr 30, 2004 · Amount on Record
Deed Document Number	2023962748
Prior Transfer Date	Dec 13, 1989
Prior Transfer Doc	0802000718
Record Updated	Oct 29, 2026

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Jun 12, 2023
Property Address	1810 LOCUST RD, MONTROSE, CO 81401-5825
Document Number	0000962748
Map Reference	MB 8 PG 13
Instrument Date	Jun 6, 2023
Instrument	962748
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1810 LOCUST RD, MONTROSE, CO 81401-5825

Mortgage

Document Number	0000962750
Date	Jun 12, 2023
Instrument	962750

Lender

Name	COLORADO HOUSING & FINANCE AUTHORIT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jul 1, 2051

Mortgage

Document Number	0000962749
Date	Jun 12, 2023
Instrument	962749

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1810 LOCUST RD, MONTROSE, CO 81401-5825
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	921643
Date	Jun 11, 2020
Instrument	921643

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Mar 1, 2048

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTROSE CO
Recording Date	Jan 16, 2018
Property Address	1810 LOCUST RD, MONTROSE, CO 81401-5825
Document Number	893404
Instrument Date	Jan 12, 2018
Instrument	893404
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.15
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1810 LOCUST RD, MONTROSE, CO 81401-5825

Mortgage

Document Number	893405
Date	Jan 16, 2018
Instrument	893405

Lender

Name	BANK OF COLORADO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,635.00 (+31.22%)	$25,200 (+43.92%)	$357,530 (+36.79%) Land $68,000 Building $289,530
2024	$1,246.00 (+4.62%)	$17,510 (-20.37%) Land $3,040 Building $14,470
2023	$1,191.00	$21,990 Land $3,820 Building $18,170	$261,380 Land $45,440 Building $215,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Clearnetworx, T-Mobile, Verizon.

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