1812 Franklin Ave, Bonham, TX 75418 Property Records

Fannin County property record for 1812 Franklin Ave, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,132 sqft · built 1940
Lot Size	0.215 acres (9,378 sqft)
Owner	Individual Name on File
Last Sale	$184,900 (Jan 2021)
Tax Bill	$4,405 (2025)
Deeds & Mortgages	Feb 2026 Transfer Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9445-019-0021-05`

Property Details

APN / Parcel Number

Primary APN	`9445-019-0021-05`
Alternative APN	`91594`

Interior

Full Baths	2 Baths
Building Area	2,132 sqft Living Area
1st Floor Area	1,812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Lot Area	9,378 sqft (0.215 acres)
Lot Dimensions	140 ft deep x 67 ft wide
Porch	Porch
Porch Area	168 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Account Number	9445-019-0021-05
Street Address	1812 FRANKLIN AVE
City	BONHAM
State	TX
Zip	75418-2614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRVIEW ADDN, BLOCK 19, LOT S PT OF 2, & N PT OF 3
Legal Subdivision	THE FAIRWAY ADDITION
Legal Block	19
Legal Lot Number	S
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	4
Census Block	4046
Census Tract	950402

Owner

1812 Franklin Ave is owned and occupied by an individual who acquired it in February 2026.

Source: Fannin County records, as of February 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1812 FRANKLIN AVE, BONHAM, TX 75418-2614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Intrafamily Transfer, Transfer
Jan 8, 2021	Vendor's Lien, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Sep 18, 2020	Vendor's Lien, Transfer · Stand-Alone First Mortgage KDB FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2021 · Amount on File
Deed Sale	Jan 8, 2021 · Amount on File
Prior Sale	Sep 18, 2020 · Amount on File
Deed Document Number	2021171
Last Transfer Date	Feb 3, 2026
Transfer Doc	2026000586
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FANNIN TX
Recording Date	Feb 3, 2026
Property Address	1812 FRANKLIN AVE, BONHAM, TX 75418-2614
Document Number	2026000586
Map Reference	VOL 41 PG 98
Instrument Date	Feb 3, 2026
Instrument	2026000586
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1812 FRANKLIN AVE, BONHAM, TX 75418-2614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1812 FRANKLIN AVE, BONHAM, TX 75418-2614

January 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Jan 8, 2021
Property Address	1812 FRANKLIN AVE, BONHAM, TX 75418-2614
Document Number	2021000171
Map Reference	VOL 41 PG 98
Instrument Date	Dec 31, 2020
Instrument	2021000171
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	FIRST TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1812 FRANKLIN AVE, BONHAM, TX 75418-2614

Mortgage

Document Number	2021000172
Date	Jan 8, 2021
Instrument	2021000172

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Sep 18, 2020
Property Address	1812 FRANKLIN AVE, BONHAM, TX 75418-2614
Document Number	2020005767
Map Reference	VOL 41 PG 96
Instrument Date	Sep 15, 2020
Instrument	2020005767
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	812 CONNALITY, 812, SULPHUR SPRINGS, TX 75482

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4151 MARIGOLD LN, PROSPER, TX 75078-3213

Mortgage

Document Number	2020005770
Date	Sep 18, 2020
Instrument	2020005770

Lender

Name	KDB FUNDING LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	6 Months
Due	Mar 15, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 1812 Franklin Ave was $4,405 with exemptions applied, up 37.1% from the year before.

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,405.00 (+37.1%) Homeowner's exemption Senior Citizen's exemption	$227,120 Land $35,740 Building $191,380	$227,120 Land $35,740 Building $191,380
2024	$3,213.00
2023		$250,960 Land $35,180 Building $215,780	$250,960 Land $35,180 Building $215,780
2018	$1,359.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1812 Franklin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1812 Franklin Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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