Hillsborough County property record for 18113 Geraci Rd, Lutz, FL 33548
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,056 sqft · built 1961 |
| Lot Size | 0.274 acres (11,913 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,088 (2025) |
| Deeds & Mortgages | Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 014441-0000 |
| Primary APN | 014441-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Gross Area | 1,490 sqft |
| 1st Floor Area | 1,056 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Mansion |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 11,913 sqft (0.274 acres) |
| Lot Dimensions | 225 ft deep x 99 ft wide |
| Garage Type | Carport |
| Garage Area | 222 sqft |
| Carport | Carport |
| Carport Area | 222 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 205 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0144410000 |
|---|---|
| Street Address | 18113 GERACI RD |
| City | LUTZ |
| State | FL |
| Zip | 33548-4958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-4 |
| Legal Description | SAPPHIRE LAKE RANCHITOS LOT 1 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 14 |
| Legal Subdivision | SAPPHIRE LAKE RANCHITOS |
| Legal Lot Number | 1 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11103 |
18113 Geraci Rd is owned and occupied by two individuals.
Source: Hillsborough County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18113 GERACI RD, LUTZ, FL 33548-4958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 18113 GERACI RD, LUTZ, FL 33548-4958 |
| Document Number | 0258920895 |
| Instrument Date | Jun 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18113 GERACI RD LUTZ FL 335484958, LUTZ, FL 33548-4958 |
| Document Number | 0258920895 |
|---|---|
| Date | Jul 6, 2018 |
| Book Page | 025892/000895 |
| Instrument | 266965 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 5, 2043 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 18113 Geraci Rd was $1,088 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,393 (+2.7%) | $176,518 (-1.75%) Land $79,388 Building $97,130 | |
| 2025 | $1,088.00 Homeowner's exemption | $61,726 | $179,664 Land $79,388 Building $100,276 |
| 2023 | $964.00 (+6.28%) Homeowner's exemption | $58,239 (+3.17%) | $168,600 (+4.78%) Land $79,388 Building $89,212 |
| 2022 | $907.00 Homeowner's exemption | $56,452 | $160,903 Land $39,694 Building $121,209 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18113 Geraci Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 13 (1988–2024) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18113 Geraci Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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