18109 Geraci Rd, Lutz, FL 33548 Property Records

Hillsborough County property record for 18109 Geraci Rd, Lutz, FL 33548

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 4,783 sqft · built 1955
Lot Size11.2 acres (488,873 sqft)
Owner2 Individual Names on File
Tax Bill$5,969 (2025)
Flood ZoneZone AE (high risk)
APN014175-0000

Property Details

APN / Parcel Number

Primary APN014175-0000
Alternative APN
  • U142718ZZZ000000562000

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,783 sqft Living Area
Gross Area7,029 sqft
1st Floor Area3,610 sqft
Upper Floors Area1,173 sqft
FlooringTile
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1990
Architectural StyleContemporary
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialBuilt-Up Asphalt
Lot Area488,873 sqft
Garage TypeCarport
Garage Area550 sqft
CarportCarport
Carport Area550 sqft

Exterior Amenities

PorchOpen Porch
Porch Area1,393 sqft
Patio Area400 sqft
Shed1 Shed
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0141750000
Street Address18109 GERACI RD
CityLUTZ
StateFL
Zip33548-4958
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeASC-1
Legal DescriptionSE 1/4 OF SW 1/4 OF NW 1/4 AND N 210 FT OF E 267 FT OF SW 1/4 OF SW 1/4 OF NW 1/4
Legal Range18E
Legal Township27S
Legal Section14
Legal SubdivisionUNPLATTED
Legal Lot Number56200
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group2
Census Block2002
Census Tract11103

Owner

18109 Geraci Rd is owned and occupied by two individuals.

Source: Hillsborough County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address18109 GERACI RD, LUTZ, FL 33548-4958
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 18109 Geraci Rd was $5,969 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$347,342 (+13.65%)$577,512 (+7.65%) Land $166,329 Building $411,183
2025$5,969.00 Homeowner's exemption$305,613$536,453 Land $152,991 Building $383,462
2023$5,287.00 (+5.91%) Homeowner's exemption$288,350 (+3%)$483,446 (+2.67%) Land $128,538 Building $354,908
2022$4,992.00 Homeowner's exemption$279,951$470,881 Land $118,905 Building $351,976

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18109 Geraci Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation60.4 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 45 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies45 in force
Nearby Flood Claims13 (1988–2024)
Claims Outside the SFHA6 of 13
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Jan 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18109 Geraci Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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