Hillsborough County property record for 18005 Geraci Rd, Lutz, FL 33548
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,352 sqft · built 1971 |
| Lot Size | 2.06 acres (90,102 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (Jun 2019) |
| Tax Bill | $7,680 (2025) |
| Deeds & Mortgages | May 2019 Line of Credit Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 014234-0002 |
| Primary APN | 014234-0002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| Gross Area | 1,682 sqft |
| 1st Floor Area | 1,352 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Mansion |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 90,102 sqft |
| Lot Dimensions | 393 ft deep x 216 ft wide |
| Garage Type | Carport |
| Garage Area | 200 sqft |
| Carport | Carport |
| Carport Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 70 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Utility Building | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0142340002 |
|---|---|
| Street Address | 18005 GERACI RD |
| City | LUTZ |
| State | FL |
| Zip | 33548-4957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ASC-1 |
| Legal Description | TRACT BEG 378.25 FT S OF NW COR OF NW 1/4 OF SW 1/4 E 393 FT S 209.65 FT W 392.96 FT AND N 216.5 FT TO POB |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 14 |
| Legal Subdivision | UNPLATTED |
| Legal Tract | ZZZ |
| Legal Lot Number | 56620 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 11109 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18005 GERACI RD, LUTZ, FL 33548-4957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 9, 2019 | Deed of Trust, Mortgage · Line of Credit RAILROAD & INDUSTRIAL CU |
| Jun 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2019 · Amount on Record |
| Deed Sale | Jun 12, 2019 · Amount on Record |
| Deed Document Number | 2019248351 |
| Deed Book / Page | 26696 / 1902 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 18005 GERACI RD, LUTZ, FL 33548-4957 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0266121867 |
|---|---|
| Date | May 9, 2019 |
| Book Page | 26612/1867 |
| Instrument | 2019198381 |
| Name | RAILROAD & INDUSTRIAL CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33619 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 8, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jun 12, 2019 |
| Property Address | 18005 GERACI RD, LUTZ, FL 33548-4957 |
| Document Number | 0000248351 |
| Book / Page | 26696 / 1902 |
| Instrument Date | Jun 7, 2019 |
| Instrument | 2019248351 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | AWS TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1106 N PALM DR, 1106, PLANT CITY, FL 33563-3953 |
| Name | Verified Name |
|---|---|
| Address | 18005 GERACI RD, LUTZ, FL 33548-4957 |
| Document Number | 0000248352 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 2019248352 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $405,845 (-4.29%) | $420,775 (-0.77%) Land $339,976 Building $80,799 | |
| 2025 | $7,680.00 (+23.22%) | $424,047 (+11.52%) Land $339,976 Building $84,071 | $424,047 (+11.52%) Land $339,976 Building $84,071 |
| 2023 | $6,233.00 (+13.02%) | $380,232 (+17.29%) Land $302,201 Building $78,031 | $380,232 (+17.29%) Land $302,201 Building $78,031 |
| 2022 | $5,515.00 | $324,182 Land $226,651 Building $97,531 | $324,182 Land $226,651 Building $97,531 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 118 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 19 (1996–2024) |
| Claims Outside the SFHA | 7 of 19 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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