1811 Whispering Meadow Ct, Frederick, MD 21702 Property Records

Frederick County property record for 1811 Whispering Meadow Ct, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 4,258 sqft · built 2001
Lot Size0.322 acres (14,033 sqft)
Owner2 Individual Names on Record
Last Sale$288,900 (Nov 2001)
Tax Bill$10,751 (2025)
Deeds & MortgagesAug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN02-240602

Property Details

APN / Parcel Number

Primary APN02-240602
Alternative APNs
  • 2240602
  • 240602

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,258 sqft Living Area
Gross Area4,862 sqft
1st Floor Area1,554 sqft
Basement Area1,150 sqft
Finished Basement1,150 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area14,033 sqft (0.322 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area204 sqft
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number240602
Street Address1811 WHISPERING MEADOW CT
CityFREDERICK
StateMD
Zip21702-5919
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePND
Legal DescriptionLOT 91 SECTION 3 PLAT 3-14,033 SQ. FT. WALNUT RIDGE
Legal SubdivisionWALNUT RDG SEC 03
Legal Lot Number91
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1004
Census Tract751202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1811 WHISPERING MEADOW CT, FREDERICK, MD 21702-5919
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2001 · Amount on Record
Deed SaleNov 6, 2001 · Amount on Record
Deed Document Number20017961
Deed Book / Page2989 / 506
Last Transfer DateFeb 29, 2016
Transfer Doc0110340105
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address1811 WHISPERING MEADOW CT, FREDERICK, MD 21702-5919
Document Number0131980412
Instrument DateAug 2, 2019
Transaction TypeMortgage
Record UpdatedSep 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1811 WHISPERING MEADOW CT FREDERICK MD 217025919, FREDERICK, MD 21702-5919

Mortgage

Document Number0131980412
DateSep 10, 2019
Book Page013198/000412
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 9, 2029

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$619,300 (+6.01%)$689,500 (+18.02%) Land $160,100 Building $529,400
2025$10,751.00 (+9.26%)$584,200 (+21.71%) Land $123,200 Building $461,000$584,200 (-) Land $123,200 Building $461,000
2024$9,840.00 (+12.9%)
2023$8,716.00$480,000$584,200 Land $123,200 Building $461,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

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