1807 Whispering Meadow Ct, Frederick, MD 21702 Property Records

Frederick County property record for 1807 Whispering Meadow Ct, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,220 sqft · built 2002
Lot Size	0.235 acres (10,244 sqft)
Owner	2 Individual Names on File
Last Sale	$291,500 (Jan 2002)
Tax Bill	$9,061 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-240580`

Property Details

APN / Parcel Number

Primary APN	`02-240580`
Alternative APNs	`2240580` `240580`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	4,220 sqft Living Area
Gross Area	5,004 sqft
1st Floor Area	1,610 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,244 sqft (0.235 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	240580
Street Address	1807 WHISPERING MEADOW CT
City	FREDERICK
State	MD
Zip	21702-5919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PND
Legal Description	LOT 89 SECTION 3 PLAT 3-10,244 SQ. FT. WALNUT RIDGE
Legal Subdivision	WALNUT RIDGE
Legal Lot Number	89
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1004
Census Tract	751202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1807 WHISPERING MEADOW CT, FREDERICK, MD 21702-5919
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2002 · Amount on File
Deed Sale	Jan 3, 2002 · Amount on File
Prior Sale	Sep 25, 2001 · Amount on File
Deed Document Number	200264
Deed Book / Page	3037 / 790
Last Transfer Date	Jun 5, 2009
Transfer Doc	0073590321
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1807 WHISPERING MEADOW CT, FREDERICK, MD 21702-5919
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	BLUE RIDGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0139040378
Date	Jul 17, 2020
Book Page	13904/378

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$608,433 (+6.48%)	$682,500 (+19.44%) Land $154,000 Building $528,500
2025	$9,061.00 (+4.86%) Homeowner's exemption	$571,400 (+21.32%) Land $118,500 Building $452,900	$571,400 (-) Land $118,500 Building $452,900
2024	$8,641.00 (+7.29%)
2023	$8,054.00 Homeowner's exemption	$471,000	$571,400 Land $118,500 Building $452,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20