Frederick County property record for 1808 Whispering Meadow Ct, Frederick, MD 21702
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,414 sqft · built 2002 |
| Lot Size | 0.24 acres (10,459 sqft) |
| Owner | Individual Name on File |
| Last Sale | $562,000 (Oct 2021) |
| Tax Bill | $8,999 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Aug 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-240610 |
| Primary APN | 02-240610 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,414 sqft Living Area |
| Gross Area | 4,814 sqft |
| 1st Floor Area | 1,712 sqft |
| Basement Area | 1,150 sqft |
| Finished Basement | 1,150 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,459 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 240610 |
|---|---|
| Street Address | 1808 WHISPERING MEADOW CT |
| City | FREDERICK |
| State | MD |
| Zip | 21702-5918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PND |
| Legal Description | LOT 92 SECTION 3 PLAT 3-10,459 SQ. FT. WALNUT RIDGE |
| Legal Subdivision | WALNUT RIDGE |
| Legal Lot Number | 92 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 751202 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1808 Whispering Meadow Ct is owned and occupied by an individual who bought it in October 2021.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1808 WHISPERING MEADOW CT, FREDERICK, MD 21702-5918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Aug 10, 2017 | Loan Modification, Mortgage · Conventional with PMI DITECH FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2021 · Amount on File |
| Deed Sale | Oct 26, 2021 · Amount on File |
| Prior Sale | Mar 8, 2002 · Amount on File |
| Deed Book / Page | 15426 / 252 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 26, 2021 |
| Property Address | 1808 WHISPERING MEADOW CT, FREDERICK, MD 21702-5918 |
| Document Number | 0154260252 |
| Book / Page | 15426 / 252 |
| Map Reference | MB 70 PG 151-154 |
| Instrument Date | Oct 18, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2021 |
| Title Company | MARYLAND FIRST TITLE LIMITED, MARYLAND FIRST TITLE LTD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,405.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1808 WHISPERING MEADOW CT, FREDERICK, MD 21702-5918 |
| Document Number | 15426259 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 15426/259 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1808 WHISPERING MEADOW CT, FREDERICK, MD 21702-5918 |
| Document Number | 0120360312 |
| Book / Page | 012036 / 000312 |
| Instrument Date | Aug 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2017 |
| Title Company | SINGLESOURCE PROPERTY SOLUTION |
| Name | Verified Name |
|---|---|
| Address | 1808 WHISPERLNG MEADOW CT FREDERICK MD 21702, FREDERICK, MD 21702 |
| Document Number | 0120360312 |
|---|---|
| Date | Sep 19, 2017 |
| Book Page | 012036/000312 |
| Name | DITECH FIN'L |
|---|---|
| Address | TEMPE, AZ 85284 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Sep 18, 2057 |
| Rate | 4.25% |
|---|
The 2025 property tax bill for 1808 Whispering Meadow Ct was $8,999 with a homeowner's exemption.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $614,333 | $683,600 Land $154,300 Building $529,300 | |
| 2025 | $8,999.00 | ||
| 2023 | $7,999.00 | $471,833 | $579,700 Land $118,800 Building $460,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1808 Whispering Meadow Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1808 Whispering Meadow Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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