1811 Pebble Brook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1811 Pebble Brook Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,804 sqft · built 1974
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Nov 2021)
Tax Bill	$2,795 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`355432A038`

Property Details

APN / Parcel Number

Primary APN	`355432A038`
Alternative APN	`2-0060-5059-00-0181.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,804 sqft Living Area
Gross Area	2,618 sqft
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft
Finished Basement	616 sqft
Unfinished Basement	572 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	84 sqft
Deck Area	Deck Area
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	355432A038
Street Address	1811 PEBBLE BROOK DR
City	O FALLON
State	MO
Zip	63366-3920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	PEBBLE BROOK #2 SEC 2 LOT 181
Legal Subdivision	PEBBLE BROOK #2 SEC 2
Legal Lot Number	181
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2017
Census Tract	311738

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1811 PEBBLE BROOK DR, O FALLON, MO 63366-3920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Oct 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE LLC
Nov 1, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Jan 19, 2018	Quit Claim Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2021 · Amount on Record
Deed Sale	Nov 1, 2021 · Amount on Record
Prior Sale	Nov 1, 2021 · Amount on Record
Deed Document Number	202190204
Prior Transfer Date	Sep 3, 2021
Prior Transfer Doc	0000090204
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1811 PEBBLE BROOK DR, O FALLON, MO 63366-3920
Transaction Type	Mortgage
Record Updated	Oct 20, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 WINTER WIND CT, O FALLON, MO 63366-5535

Mortgage

Document Number	0000090205
Date	Nov 1, 2021
Instrument	2021R-090205

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1811 PEBBLE BROOK DR, O FALLON, MO 63366-3920
Transaction Type	Mortgage
Record Updated	Nov 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071571634
Date	Oct 7, 2019
Book Page	7157/1634
Instrument	20191007000558500

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company
Address	INDEPENDENCE, MO 64055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2029

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 1, 2021
Property Address	1811 PEBBLE BROOK DR, O FALLON, MO 63366-3920
Document Number	2021R090203
Map Reference	MB 18 PG 47
Instrument Date	Oct 29, 2021
Instrument	2021R-090203
Transaction Type	Transfer
Record Updated	Nov 15, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4071 PEACH TREE RD, 4071, SALEM, IL 62881-6509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1811 PEBBLE BROOK DR, O FALLON, MO 63366-3920

Mortgage

Document Number	2021R090205
Date	Nov 1, 2021
Instrument	2021R-090205

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 19, 2018
Property Address	1811 PEBBLE BROOK DR, O FALLON, MO 63366-3920
Document Number	0068690721
Book / Page	6869 / 0721
Map Reference	MB 18 PG 47
Instrument Date	Jan 13, 2018
Instrument	20180119000037140
Transaction Type	Transfer
Record Updated	Nov 15, 2021
Title Company	CHESTERFIELD TITLE AGENCY LL

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1811 PEBBLE BROOK DR, 1811, O FALLON, MO 63366-3920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1811 PEBBLE BROOK DR, O FALLON, MO 63366-3920

Mortgage

Document Number	20180119000037150
Date	Jan 19, 2018
Instrument	20180119000037150

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,098 (-)	$247,884 (-) Building $247,884
2025	$2,795.00	$47,098 (+7.02%)	$247,884 (+7.02%)
2023		$44,010
2022			$231,633 Land $50,000 Building $181,633

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon.

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