1905 Pebble Brook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1905 Pebble Brook Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,382 sqft · built 1983
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Dec 2016)
Tax Bill	$2,668 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`355432B101`

Property Details

APN / Parcel Number

Primary APN	`355432B101`
Alternative APN	`2-0060-5587-00-0602.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,382 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	518 sqft
Unfinished Basement	346 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	75 sqft
Deck Area	Deck Area
Patio Area	357 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	355432B101
Street Address	1905 PEBBLE BROOK DR
City	O FALLON
State	MO
Zip	63366-3959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	PEBBLE BROOK #6 LOT 602
Legal Subdivision	PEBBLE BROOK #6
Legal Lot Number	602
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2008
Census Tract	311738

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1905 PEBBLE BROOK DR, O FALLON, MO 63366-3959
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FINANCE MORTGAGE LLC
Feb 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FINANCE MORTGAGE LLC
Apr 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FINANCE MORTGAGE LLC
Nov 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FINANCE MORTGAGE LLC
Oct 2, 2020	Deed of Trust, Mortgage FAMILY FIN MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2016 · Amount on Record
Deed Sale	Dec 14, 2016 · Amount on Record
Prior Sale	Oct 12, 2006 · Amount on Record
Deed Document Number	201684476
Deed Book / Page	6668 / 1490
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1905 PEBBLE BROOK DR, O FALLON, MO 63366-3959
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 PEBBLE BROOK DR, O FALLON, MO 63366-3959

Mortgage

Document Number	0000014047
Date	Apr 15, 2024
Instrument	2024R-014047

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1905 PEBBLE BROOK DR, O FALLON, MO 63366-3959
Transaction Type	Mortgage
Record Updated	Aug 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 PEBBLE BROOK DR, O FALLON, MO 63366-3959

Mortgage

Document Number	2021R061711
Date	Jul 22, 2021
Instrument	2021R-061711

Lender

Name	FAMILY FINANCE MORTGAGE LLC
Type	Mortgage Company
Address	ARNOLD, MO 63010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1905 PEBBLE BROOK DR, O FALLON, MO 63366-3959
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONS TITLE AGENCY OF MISS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068791128
Date	Feb 15, 2018
Book Page	6879/1128
Instrument	20180215000082430

Lender

Name	FAMILY FINANCE MORTGAGE LLC
Type	Mortgage Company
Address	ARNOLD, MO 63010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1905 PEBBLE BROOK DR, O FALLON, MO 63366-3959
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070582419
Date	Apr 15, 2019
Book Page	7058/2419
Instrument	20190415000167830

Lender

Name	FAMILY FINANCE MORTGAGE LLC
Type	Mortgage Company
Address	ARNOLD, MO 63010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1905 PEBBLE BROOK DR, O FALLON, MO 63366-3959
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071861370
Date	Nov 21, 2019
Book Page	7186/1370
Instrument	20191121000669910

Lender

Name	FAMILY FINANCE MORTGAGE LLC
Type	Mortgage Company
Address	ARNOLD, MO 63010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1905 PEBBLE BROOK DR, O FALLON, MO 63366-3959
Document Number	0000077020
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 PEBBLE BROOK DR O FALLON MO 633663959, O FALLON, MO 63366-3959

Mortgage

Document Number	0000077020
Date	Oct 13, 2020
Instrument	77020

Lender

Name	FAMILY FIN MTG
Type	Mortgage Company
Address	ARNOLD, MO 63010

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,315 (-)	$217,448 (-) Building $217,448
2025	$2,668.00	$41,315 (+3.52%)	$217,448 (+3.51%)
2023		$39,912
2022			$210,065 Land $50,000 Building $160,065

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon.

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