St. Charles County property record for 1805 Pebble Brook Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 1974 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $197,000 (Jun 2022) |
| Tax Bill | $2,382 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 355432A035 |
| Primary APN | 355432A035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 1,920 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 480 sqft |
| Unfinished Basement | 480 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 210 sqft |
| Carport | Carport |
| Carport Area | 210 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Patio Area | 70 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 355432A035 |
|---|---|
| Street Address | 1805 PEBBLE BROOK DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-3920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE9 |
| Legal Description | PEBBLE BROOK #2 SEC 2 LOT 178 |
| Legal Subdivision | PEBBLE BROOK #2 SEC 2 |
| Legal Lot Number | 178 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 311738 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1805 PEBBLE BROOK DR, O FALLON, MO 63366-3920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage FLAT BRANCH HOME LOANS INC |
| Jun 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2022 · Amount on Record |
| Deed Sale | Jun 20, 2022 · Amount on Record |
| Prior Sale | Jul 10, 2018 · Amount on Record |
| Deed Document Number | 202234257 |
| Prior Transfer Date | Feb 16, 2005 |
| Prior Transfer Doc | 0000161680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1805 PEBBLE BROOK DR, O FALLON, MO 63366-3920 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1805 PEBBLE BROOK DR, O FALLON, MO 63366-3920 |
| Document Number | 0000036041 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 2021R-036041 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 20, 2022 |
| Property Address | 1805 PEBBLE BROOK DR, O FALLON, MO 63366-3920 |
| Document Number | 0000034257 |
| Map Reference | MB 18 PG 47 |
| Instrument Date | Jun 6, 2022 |
| Instrument | 2022R-034257 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 177 ROCKFORD DR, TROY, MO 63379-2628 |
| Name | Verified Name |
|---|---|
| Address | 1805 PEBBLE BROOK DR, O FALLON, MO 63366-3920 |
| Document Number | 0000034258 |
|---|---|
| Date | Jun 20, 2022 |
| Instrument | 2022R-034258 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,138 (-) | $211,252 (-) Building $211,252 | |
| 2025 | $2,382.00 (+3.39%) | $40,138 (+6.32%) | $211,252 (+6.32%) Building $211,252 |
| 2024 | $2,304.00 | ||
| 2023 | $37,753 | ||
| 2022 | $198,701 Land $50,000 Building $148,701 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: i3 Broadband, Verizon.
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