1806 Wilaray Ter, Cincinnati, OH 45230 Property Records

Hamilton County property record for 1806 Wilaray Ter, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 921 sqft · built 1937
Lot Size	0.187 acres (8,189 sqft)
Owner	Individual Name on Record
Last Sale	$247,500 (Nov 2021)
Tax Bill	$3,004 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-0003-0206-00`

Property Details

APN / Parcel Number

Primary APN	`001-0003-0206-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	921 sqft Living Area
1st Floor Area	921 sqft
Basement Area	899 sqft
Finished Basement	350 sqft

Exterior

Year Built	Built 1937
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	8,189 sqft (0.187 acres)
Lot Dimensions	170 ft deep x 49 ft wide
Garage Type	Attached
Garage Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1806 WILARAY TER
City	CINCINNATI
State	OH
Zip	45230-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1806 S WILARAY TERR 49.15X170 IR PT LOT 9-10 J H GERARD SUB SUR 618 PAR 206-247 CON
Legal Subdivision	J H GERARD SUB
Legal Lot Number	9-10 10
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2005
Census Tract	4602

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1806 WILARAY TER, CINCINNATI, OH 45230-1905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LENDING LLC
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CIVISTA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2021 · Amount on Record
Deed Sale	Nov 29, 2021 · Amount on Record
Prior Sale	Mar 5, 2009 · Amount on Record
Deed Document Number	2021-0142681
Deed Book / Page	14552 / 2735
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 29, 2021
Property Address	1806 WILARAY TER, CINCINNATI, OH 45230-1905
Document Number	0000142681
Book / Page	14552 / 2735
Map Reference	MB 5 PG 254
Instrument Date	Nov 23, 2021
Instrument	2021-0142681
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6244 BEECHCREST PL, CINCINNATI, OH 45230-1617

Mortgage

Document Number	0000142682
Date	Nov 29, 2021
Instrument	2021-0142682

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1806 WILARAY TER, CINCINNATI, OH 45230-1905
Document Number	0000038965
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 WILARAY TER CINCINNATI OH 452301905, CINCINNATI, OH 45230-1905

Mortgage

Document Number	0000038965
Date	Apr 28, 2020
Book Page	014156/001566
Instrument	38965

Lender

Name	CIVISTA BK
Address	SANDUSKY, OH 44870

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 27, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,004.00 (+3.12%)	$48,654 (-) Land $8,635 Building $40,019
2024	$2,913.00 (-2.22%)	$48,654 (-) Land $8,635 Building $40,019
2023	$2,979.00 (+3.04%)	$48,654 (+14.88%) Land $8,635 Building $40,019	$139,010 (+14.88%) Land $24,670 Building $114,340
2022	$2,891.00 Homeowner's exemption	$42,351 Land $7,256 Building $35,095
2020			$121,000 Land $20,730 Building $100,270

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, T-Mobile.

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