181 Summer St, Arlington, MA 02474 Property Records

Middlesex County and Arlington Town property record for 181 Summer St, Arlington, MA 02474

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,428 sqft · built 1949
Lot Size	0.276 acres (12,018 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,270,000 (Apr 2025)
Tax Bill	$11,851 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Jun 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`43651`

Property Details

APN / Parcel Number

Primary APN	`43651`
Alternative APN	`ARLI M:068.0 B:0005 L:0003.A`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,428 sqft Living Area
Gross Area	3,872 sqft
Basement Area	952 sqft
Unfinished Basement	666 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1959
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,018 sqft (0.276 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	43651
Street Address	181 SUMMER ST
City	ARLINGTON
State	MA
Zip	02474-2903
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Block	5
Legal Lot Number	3.A
Jurisdiction	ARLINGTON MA
Township / Civil Division	ARLINGTON
Census Block Group	8
Census Block	8011
Census Tract	356400

Owner

Source: Middlesex County and Arlington Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 LAFAYETTE ST, ARLINGTON, MA 02474-8722
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2018	Deed of Trust, Mortgage · ARM HARVARD UNIVERSITY EMPLOYEES CU
Jun 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2025 · Amount on Record
Deed Sale	Apr 7, 2025 · Amount on Record
Prior Sale	Aug 6, 2013 · Amount on Record
Deed Book / Page	83941 / 48
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	181 SUMMER ST, ARLINGTON, MA 02474-2903
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	71881-437
Date	Nov 14, 2018
Book Page	71881/437
Instrument	174838

Lender

Name	HARVARD UNIVERSITY EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	181 SUMMER ST, ARLINGTON, MA 02474-2903
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74833-372
Date	Jun 8, 2020
Book Page	74833/372
Instrument	87703

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Arlington Town
Unified School District	Arlington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,851.00 (+5.76%)	$1,100,400 (+3.99%) Land $576,100 Building $524,300
2024	$11,206.00 (-1.82%)	$1,058,200 (+3.93%) Land $569,100 Building $489,100
2023	$11,414.00	$1,018,200 Land $512,900 Building $505,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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