164 Summer St, Arlington, MA 02474 Property Records

Middlesex County and Arlington Town property record for 164 Summer St, Arlington, MA 02474

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,976 sqft · built 2013
Lot Size	0.275 acres (11,985 sqft)
Owner	2 Individual Names on File
Last Sale	$885,000 (Jul 2020)
Tax Bill	$10,345 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`315432`

Property Details

APN / Parcel Number

Primary APN	`315432`
Alternative APN	`ARLI M:068.A B:0003 L:0164`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
Gross Area	3,197 sqft
Basement Area	955 sqft
Unfinished Basement	955 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,985 sqft
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	315432
Street Address	164 SUMMER ST
City	ARLINGTON
State	MA
Zip	02474-2957
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Block	3
Legal Lot Number	164
Jurisdiction	ARLINGTON MA
Township / Civil Division	ARLINGTON
Census Block Group	4
Census Block	4000
Census Tract	356704

Owner

164 Summer St, a condominium, is owned and occupied by two individuals who bought it in July 2020.

Source: Middlesex County and Arlington Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	164 SUMMER ST, ARLINGTON, MA 02474-2957
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Condominium Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
Jan 12, 2018	Quit Claim Deed, Transfer UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2020 · Amount on File
Deed Sale	Jul 24, 2020 · Amount on File
Prior Sale	Jan 12, 2018 · Amount on File
Deed Book / Page	75201 / 404
Transfer Doc	0070507-94
Record Updated	Oct 29, 2026

July 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	ARLINGTON MA
Recording Date	Jul 24, 2020
Property Address	164 SUMMER ST, ARLINGTON, MA 02474-2957
Document Number	75201-404
Book / Page	75201 / 404
Instrument Date	Jun 18, 2020
Instrument	121549
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	164-164R SUMMER ST # 164, 164, ARLINGTON, MA 02474
Investor	Possibly a Property Investor

Mortgage

Document Number	121550
Date	Jul 24, 2020
Instrument	121550

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ARLINGTON MA
Recording Date	Jan 12, 2018
Property Address	164 SUMMER ST, ARLINGTON, MA 02474-2957
Document Number	70507-94
Book / Page	70507 / 94
Instrument	6101
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88.72
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 SUMMER ST, ARLINGTON, MA 02474-2957

Mortgage

Document Number	705070096
Date	Jan 12, 2018
Instrument	70507/0096

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jan 12, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 164 Summer St was $10,345, up 3% from the year before.

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Arlington Town
Unified School District	Arlington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,345.00 (+2.97%)	$969,500 (+3.92%) Building $969,500	$977,907 (-3.67%)
2025	$10,047.00 (+4.04%)	$932,900 (+2.3%) Building $932,900	$1,015,170 (+0.58%)
2024	$9,657.00 (-2.06%)	$911,900 (+3.67%) Building $911,900	$1,009,280
2023	$9,860.00	$879,600 Building $879,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 164 Summer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 164 Summer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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