196 Summer St, Arlington, MA 02474 Property Records

Middlesex County and Arlington Town property record for 196 Summer St, Arlington, MA 02474

Property Summary

Property TypeSingle Family Home
Details6 bd · 2 ba · 1,771 sqft · built 1870
Lot Size0.223 acres (9,731 sqft)
Owner2 Individual Names on Record
Last Sale$72,000 (Sep 1983)
Tax Bill$10,024 (2026)
Deeds & MortgagesOct 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN43330

Property Details

APN / Parcel Number

Primary APN43330
Alternative APN
  • ARLI M:068.0 B:0002 L:0009

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area1,771 sqft Living Area
Gross Area3,064 sqft
Basement Area850 sqft
Unfinished Basement850 sqft

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1955
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,731 sqft (0.223 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number43330
Street Address196 SUMMER ST
CityARLINGTON
StateMA
Zip02474-2960
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block2
Legal Lot Number9
JurisdictionARLINGTON MA
Township / Civil DivisionARLINGTON
Census Block Group4
Census Block4000
Census Tract356601

Owner

Source: Middlesex County and Arlington Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address196 SUMMER ST, ARLINGTON, MA 02474-2960
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 1983 · Amount on Record
Deed SaleSep 1, 1983 · Amount on Record
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARLINGTON MA
Property Address196 SUMMER ST, ARLINGTON, MA 02474-2960
Transaction TypeMortgage
Record UpdatedNov 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number080844-498
DateOct 19, 2022
Book Page80844/498
Instrument156166
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionArlington Town
Unified School DistrictArlington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,024.00 (-0.23%)$939,500 (+0.71%) Land $506,100 Building $433,400$810,182 (-11.64%)
2025$10,047.00 (+8.45%)$932,900 (+6.64%) Land $493,300 Building $439,600$916,940 (-12.66%)
2024$9,264.00 (+0.06%)$874,800 (+5.92%) Land $474,100 Building $400,700$1,049,845
2023$9,258.00$825,900 Land $442,100 Building $383,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims12 (2014–2021)
Claims Outside the SFHA2 of 12
Most Recent ClaimAug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARLINGTON WATER DEPT. (MWRA)
serves 46,308 people · EPA ID MA3010000
Water SourcePurchased surface water from MWRA
Last State InspectionAug 2023
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Starry.

Nearby Properties on Summer St

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