Martin County property record for 181 SE Harbor Point Dr, Stuart, FL 34996
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 5,054 sqft · built 1997 |
| Lot Size | 1.97 acres (85,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $570,000 (May 1992) |
| Tax Bill | $28,605 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-38-41-001-001-0009.0-8-0000 |
| Primary APN | 02-38-41-001-001-0009.0-8-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 5,054 sqft Living Area |
| Gross Area | 6,154 sqft |
| 1st Floor Area | 4,008 sqft |
| Utility Room | Utility Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 85,900 sqft |
| Lot Dimensions | 100 ft deep x 168 ft wide |
| Garage Type | Attached |
| Garage Area | 1,100 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 792 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 17894 |
|---|---|
| Street Address | 181 SE HARBOR POINT DR |
| City | STUART |
| State | FL |
| Zip | 34996-1368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | SNUG HARBOR SE 26.95 OF LOT 8 & ALL LOT 9 BLK A |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 2 |
| Legal Subdivision | SNUG HARBOR |
| Legal Block | A |
| Legal Lot Number | 8,9 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 902 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 181 SE HARBOR POINT DR, STUART, FL 34996-1368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 1992 · Amount on Record |
| Deed Sale | May 19, 1992 · Amount on Record |
| Deed Book / Page | 959 / 668 |
| Record Updated | Oct 29, 2026 |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,605.00 (-1.08%) Homeowner's exemption | $1,825,465 (+5.99%) | $3,365,900 (+6.81%) Land $2,079,000 Building $1,286,900 |
| 2024 | $28,917.00 (+1.55%) | ||
| 2023 | $28,477.00 (+3.28%) Additional exemption filed | $1,722,349 (+3%) | $3,151,310 (+13.46%) Land $1,829,520 Building $1,321,790 |
| 2022 | $27,572.00 Homeowner's exemption | $1,672,184 | $2,777,410 Land $1,663,200 Building $1,114,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 69 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 11 (1978–2018) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | May 2018 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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