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132 SE Harbor Point Dr, Stuart, FL 34996 Property Records

Martin County property record for 132 SE Harbor Point Dr, Stuart, FL 34996

Property Summary

Property TypeCondominium
Details4 bd · 5.5 ba · 5,453 sqft · built 2024
Lot Size1 acres (43,560 sqft)
Owner2 Company Names on Record
Last Sale$1,825,000 (Aug 2021)
Tax Bill$38,980 (2025)
Deeds & MortgagesAug 2021 Sale
Sep 2019 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-38-41-001-002-0003.0-9-0000

Property Details

APN / Parcel Number

Primary APN02-38-41-001-002-0003.0-9-0000
Alternative APNs
  • 02-38-41-001-002-00030-9
  • 238410010020003090000
  • 17912

Interior

Bedrooms4 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area5,453 sqft Living Area
Gross Area7,047 sqft
1st Floor Area5,453 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleCondo/Apartment
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area43,560 sqft
Garage TypeAttached
Garage Area957 sqft
Pool TypeIn-Ground Pool
PorchScreened Concrete Masonry Porch
Porch Area752 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number17912
Street Address132 SE HARBOR POINT DR
CitySTUART
StateFL
Zip34996-1348
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR2
Legal DescriptionUNIT 3 BLOCK B SNUG HARBOR A CONDOMINIUM ACCORDING TO THE DECLARATION OF CONDOMINIUM RECORDED IN OFFICIAL RECORDS BOOK 381 PAGE 1063 AND ALL AMENDMENTS THERETO TOGETHER WITH AN UNDIVIDED INTEREST IN THE COMMON ELEMENTS
Legal Range41E
Legal Township38S
Legal Section2
Legal SubdivisionSNUG HARBOR
Legal BlockB
Legal Lot Number2
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group2
Census Block2013
Census Tract902

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address132 SE HARBOR POINT DR, STUART, FL 34996-1348
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Sep 20, 2019Warranty Deed, Transfer
ATTORNEY ONLY
May 21, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Nov 9, 2017Trustee's Deed, Foreclosure · ARM
SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2021 · Amount on Record
Deed SaleAug 2, 2021 · Amount on Record
Prior SaleSep 20, 2019 · Amount on Record
Deed Document Number20212905589
Deed Book / Page3245 / 1915
Prior Transfer DateNov 1, 2017
Prior Transfer Doc0029582140
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateAug 2, 2021
Property Address132 SE HARBOR POINT DR, STUART, FL 34996-1348
Document Number0032451915
Book / Page3245 / 1915
Map ReferenceMB 381 PG 1063
Instrument DateJul 28, 2021
Instrument2905589
Transaction TypeTransfer
Record UpdatedJan 30, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$12,775.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2929 SE OCEAN BLVD # 111, 111, STUART, FL 34996-2736

Transferred To (Grantee/Buyer)

NameVerified Name
Address132 SE HARBOR POINT DR, STUART, FL 34996-1348

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateSep 20, 2019
Property Address132 SE HARBOR POINT DR, STUART, FL 34996-1348
Document Number0030840309
Book / Page003084 / 000309
Instrument DateSep 20, 2019
Instrument2776034
Transaction TypeTransfer
Record UpdatedOct 9, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$4,550.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address139 SE MARTIN AVE STUART FL 349961213, STUART, FL 34996-1213

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateMay 21, 2018
Property Address132 SE HARBOR POINT DR, STUART, FL 34996-1348
Document Number0029931897
Book / Page002993 / 001897
Instrument DateMay 18, 2018
Instrument2695683
Transaction TypeTransfer
Record UpdatedJun 19, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,640.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12509 BELLA VITA DR FORT WORTH TX 761264966, FORT WORTH, TX 76126-4966

November 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMARTIN FL
Recording DateNov 9, 2017
Property Address132 SE HARBOR POINT DR, STUART, FL 34996-1348
Document Number0029582140
Book / Page02958 / 2140
Map ReferenceMB381 PG1063
Instrument DateNov 1, 2017
Instrument2663932
Transaction TypeForeclosure
Record UpdatedFeb 22, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,500.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address969 SE FEDERAL HWY STE 302, 302, STUART, FL 34994-3716

Mortgage

Document Number0002663933
DateNov 9, 2017
Instrument2663933
Lender
NameSEACOAST NATIONAL BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueDec 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateDec 1, 2020
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change4.25%
Index1-Year CMT
Max Rate7.25%

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$38,980.00 (+320.95%) Additional exemption filed$2,482,930 (+622.9%) Land $875,000 Building $1,607,930$2,482,930 (+248.48%) Land $875,000 Building $1,607,930
2024$9,260.00 (+16.86%)
2023$7,924.00 (-29.28%)$343,470 (-48.95%)$712,500 (+5.91%) Land $712,500
2022$11,204.00$672,750 Land $672,750$672,750 Land $672,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 69 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 in force
Nearby Flood Claims11 (1978–2018)
Claims Outside the SFHA4 of 11
Most Recent ClaimMay 2018
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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