201 SE Harbor Point Dr, Stuart, FL 34996 Property Records

Martin County property record for 201 SE Harbor Point Dr, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,642 sqft · built 1980
Lot Size	1.55 acres (67,605 sqft)
Owner	Individual Name on Record
Last Sale	$1,300,000 (Oct 2013)
Tax Bill	$25,094 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-38-41-001-001-0012.0-2-0000`

Property Details

APN / Parcel Number

Primary APN	`02-38-41-001-001-0012.0-2-0000`
Alternative APNs	`02-38-41-001-001-00120-2` `238410010010012020000` `17896`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	4,642 sqft Living Area
Gross Area	6,699 sqft
1st Floor Area	4,056 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	67,605 sqft
Lot Dimensions	100 ft deep x 141 ft wide
Garage Type	Attached
Garage Area	801 sqft

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	576 sqft
Porch	Screened Concrete Masonry Porch
Porch Area	418 sqft
Deck Area	700 sqft
Patio Area	1,027 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17896
Street Address	201 SE HARBOR POINT DR
City	STUART
State	FL
Zip	34996-1349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SNUG HARBOR LOT 12 BLK A OR 347/636
Legal Range	41E
Legal Township	38S
Legal Section	2
Legal Subdivision	SNUG HARBOR
Legal Block	A
Legal Lot Number	12
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2012
Census Tract	902

Owner

Source: Martin County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	201 SE HARBOR POINT DR, STUART, FL 34996-1349
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2013 · Amount on Record
Deed Sale	Oct 23, 2013 · Amount on Record
Prior Sale	Jul 3, 1996 · Amount on Record
Deed Document Number	20132422875
Deed Book / Page	2683 / 1800
Last Transfer Date	Jan 10, 2025
Transfer Doc	0034791630
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	201 SE HARBOR POINT DR, STUART, FL 34996-1349
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 SE HARBOR POINT DR, STUART, FL 34996-1349

Mortgage

Document Number	0032380037
Date	Jul 2, 2021
Book Page	3238/37
Instrument	2899579

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34994

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,094.00 (-0.97%)	$1,573,574 (+33.23%)	$2,710,240 (+24.55%) Land $1,903,500 Building $806,740
2024	$25,339.00 (+27.54%)
2023	$19,867.00 (+5.56%) Additional exemption filed	$1,181,132 (+3%)	$2,175,960 (+12.19%) Land $1,675,080 Building $500,880
2022	$18,820.00 Homeowner's exemption	$1,146,731	$1,939,530 Land $1,522,800 Building $416,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	11 (1978–2018)
Claims Outside the SFHA	4 of 11
Most Recent Claim	May 2018
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Blue Stream, Hotwire Communications.

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